Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$44,668$24 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 45How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

321 E COMMERCE ST

ALTUS, OK 73521
3
Beds
1
Baths
1,865 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$45K
$20K low$69K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.170%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$67,200
FIRST NLC FINANCIAL SERVICES LLC · 9.14% 1 · recorded Mar 12, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$449 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,201 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,065
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,136
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,201
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,189

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
39
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Window A/C
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 266 ft²Porch · 266 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Altus High SchoolC+
High · Grades 9–12 · 0.7 mi
E
Altus Early Childhood CenterA
Elementary · Grades PK–KG · 0.8 mi
M
Altus Jr High SchoolC
Middle · Grades 7–8 · 1.4 mi

District: Altus Public Schools

Neighborhood · ZIP 73521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,242
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,134
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 E Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Jackson County
  • Costs less per square foot than 96% of homes in Altus 73521
  • Bigger than 73% of homes in Altus 73521
  • Has a smaller lot than 89% of homes in Jackson County

What homes are worth in Altus 73521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$458K

This home is worth more than 24% of homes in Altus 73521.

How it measures up in Altus 73521

The dot is this home. The mark in the middle is the typical home in Altus 73521.

Estimated value$44,668
CheaperTypical $101,385Pricier

Pricier than 24% of homes nearby

Price per ft²$24
CheaperTypical $75Pricier

Pricier than 4% of homes nearby

Living area1,865 ft²
SmallerTypical 1,401 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.16 ac
SmallerTypical 0.2 acBigger

Bigger than 12% of homes nearby

Year built1960
OlderTypical 1967Newer

Newer than 43% of homes nearby

How 321 E Commerce St ranks against every home in each area.
MeasureThis homeAltus 73521Jackson County
Estimated valuepricier than$44,66824% of homes23% of homes
Price per ft²pricier than$244% of homes4% of homes
Living areabigger than1,865 ft²73% of homes72% of homes
Lot sizebigger than0.16 ac12% of homes11% of homes
Year builtnewer than196043% of homes43% of homes

About 321 E Commerce St

How much is 321 E Commerce St, Altus, OK worth?

The TopHap Estimate for 321 E Commerce St, Altus, OK is $44,668 as of Jul 14, 2026. The likely range is $20,188 to $69,148. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 321 E Commerce St, Altus, OK?

321 E Commerce St, Altus, OK has 3 bedrooms, 1 bathrooms, 1,865 square feet of living space and a 0.16-acre lot.

When was 321 E Commerce St, Altus, OK built?

321 E Commerce St, Altus, OK was built in 1960, making it 66 years old. It is a traditional/old home. The building has 1 story.

What schools serve 321 E Commerce St, Altus, OK?

321 E Commerce St, Altus, OK is assigned to Altus High School (high), rated C+; Altus Early Childhood Center (elementary), rated A; Altus Jr High School (middle), rated C. All sit in Altus Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 E Commerce St, Altus, OK compare to other homes in Altus 73521?

Among the 8,030 homes in Altus 73521, it is worth more than 24% of them ($44,668 against a typical $101,385), its price per square foot is higher than 4% of them ($24 against a typical $75), it is bigger than 73% of them (1,865 ft² against a typical 1,401 ft²), its lot is bigger than 12% of them (0.16 ac against a typical 0.2 ac) and it is newer than 43% of them (1960 against a typical 1967). Measured against all of Jackson County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 E Commerce St, Altus, OK?

The 2024 property tax bill for 321 E Commerce St, Altus, OK was $449. The county assessed it at $5,201.

Closest homes

More homes in Altus 73521

Assigned schools

Explore the area

See this home in context

Open 321 E Commerce St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map