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Single Family ResidenceResidential
$153,973
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

321 E SPAULDING ST

RIVERTON, IL 62561
0
Baths
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$154K
$139K low$169K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,473
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,978
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,500
US BANK NA · recorded Aug 11, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,965 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,857 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,207
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,636
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$158,571

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANGAMON
Lot (acres)The size of the land the home sits on, from county records.0.49
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Riverton High SchoolD
High · Grades 9–12 · 0.2 mi
E
Riverton Elementary SchoolC
Elementary · Grades PK–4 · 0.6 mi
M
Riverton Middle SchoolB
Middle · Grades 5–8 · 1.1 mi

District: Riverton Community Unit School District 14

Neighborhood · ZIP 62561These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,020
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,716
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,124
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 E Spaulding St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 83% of homes in Sangamon County

What homes are worth in Riverton 62561

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$392K

This home is worth more than 36% of homes in Riverton 62561.

How it measures up in Riverton 62561

The dot is this home. The mark in the middle is the typical home in Riverton 62561.

Estimated value$153,973
CheaperTypical $182,404Pricier

Pricier than 36% of homes nearby

Lot size0.49 ac
SmallerTypical 0.38 acBigger

Bigger than 58% of homes nearby

How 321 E Spaulding St ranks against every home in each area.
MeasureThis homeRiverton 62561Sangamon County
Estimated valuepricier than$153,97336% of homes40% of homes
Lot sizebigger than0.49 ac58% of homes83% of homes

About 321 E Spaulding St

How much is 321 E Spaulding St, Riverton, IL worth?

The TopHap Estimate for 321 E Spaulding St, Riverton, IL is $153,973 as of Jul 14, 2026. The likely range is $139,163 to $168,783. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 E Spaulding St, Riverton, IL last sell?

321 E Spaulding St, Riverton, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 321 E Spaulding St, Riverton, IL?

321 E Spaulding St, Riverton, IL is assigned to Riverton High School (high), rated D; Riverton Elementary School (elementary), rated C; Riverton Middle School (middle), rated B. All sit in Riverton Community Unit School District 14. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 E Spaulding St, Riverton, IL compare to other homes in Riverton 62561?

Among the 1,700 homes in Riverton 62561, it is worth more than 36% of them ($153,973 against a typical $182,404) and its lot is bigger than 58% of them (0.49 ac against a typical 0.38 ac). Measured against all of Sangamon County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 E Spaulding St, Riverton, IL?

The 2025 property tax bill for 321 E Spaulding St, Riverton, IL was $2,965. The county assessed it at $52,857.

Closest homes

More homes in Riverton 62561

Assigned schools

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