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Single Family ResidenceResidential
$154,774$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $52,900 on Jul 30, 2004

321 JAMES ST

LOCK HAVEN, PA 17745
3
Beds
2 / 1
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$155K
$139K low$170K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,900 · Jul 30, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,275 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.5
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dickey Elementary School
Elementary · Grades KG–5 · 1.0 mi
M
Central Mountain MIiddle SchoolC-
Middle · Grades 6–8 · 1.8 mi
H
Central Mountain High SchoolD+
High · Grades 9–12 · 2.0 mi

District: Keystone Central School District

Neighborhood · ZIP 17745These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,457
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,296
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Lock Haven 17745
  • Costs less per square foot than 67% of homes in Lock Haven 17745
  • Has a smaller lot than 91% of homes in Clinton County
  • Older than 86% of homes in Lock Haven 17745

What homes are worth in Lock Haven 17745

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$501K

This home is worth more than 30% of homes in Lock Haven 17745.

How it measures up in Lock Haven 17745

The dot is this home. The mark in the middle is the typical home in Lock Haven 17745.

Estimated value$154,774
CheaperTypical $190,417Pricier

Pricier than 30% of homes nearby

Price per ft²$99
CheaperTypical $121Pricier

Pricier than 33% of homes nearby

Living area1,560 ft²
SmallerTypical 1,521 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.12 ac
SmallerTypical 0.35 acBigger

Bigger than 10% of homes nearby

Year built1900
OlderTypical 1959Newer

Newer than 14% of homes nearby

How 321 James St ranks against every home in each area.
MeasureThis homeLock Haven 17745Clinton County
Estimated valuepricier than$154,77430% of homes30% of homes
Price per ft²pricier than$9933% of homes34% of homes
Living areabigger than1,560 ft²52% of homes53% of homes
Lot sizebigger than0.12 ac10% of homes9% of homes
Year builtnewer than190014% of homes15% of homes

About 321 James St

How much is 321 James St, Lock Haven, PA worth?

The TopHap Estimate for 321 James St, Lock Haven, PA is $154,774 as of Sep 24, 2026. The likely range is $139,274 to $170,274. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 James St, Lock Haven, PA last sell?

321 James St, Lock Haven, PA last sold on Jul 30, 2004 for $52,900, according to the county's recorded deed.

How big is 321 James St, Lock Haven, PA?

321 James St, Lock Haven, PA has 3 bedrooms, 2 bathrooms, 1,560 square feet of living space and a 0.12-acre lot.

When was 321 James St, Lock Haven, PA built?

321 James St, Lock Haven, PA was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 321 James St, Lock Haven, PA?

321 James St, Lock Haven, PA is assigned to Dickey Elementary School (elementary); Central Mountain MIiddle School (middle), rated C-; Central Mountain High School (high), rated D+. All sit in Keystone Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 James St, Lock Haven, PA compare to other homes in Lock Haven 17745?

Among the 6,245 homes in Lock Haven 17745, it is worth more than 30% of them ($154,774 against a typical $190,417), its price per square foot is higher than 33% of them ($99 against a typical $121), it is bigger than 52% of them (1,560 ft² against a typical 1,521 ft²), its lot is bigger than 10% of them (0.12 ac against a typical 0.35 ac) and it is newer than 14% of them (1900 against a typical 1959). Measured against all of Clinton County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 James St, Lock Haven, PA?

The 2025 property tax bill for 321 James St, Lock Haven, PA was $1,275. The county assessed it at $57,000.

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