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Residential (General/Single)Residential
$64,864
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $2,000 on Oct 1, 1998

321 N 20TH ST

MIDDLESBORO, KY 40965
0
Baths

Valuation

$65K
$46K low$84K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,000 · Oct 1, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$21 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
74
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.53 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBell

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middlesboro Elementary SchoolC
Elementary · Grades PK–4 · 1.3 mi
M
Middlesboro Middle SchoolB-
Middle · Grades 5–8 · 1.8 mi
H
Middlesboro High SchoolB-
High · Grades 9–12 · 1.9 mi

District: Middlesboro Independent School District

Neighborhood · ZIP 40965These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.12,012
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$36,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,342
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 N 20th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Middlesboro 40965

What homes are worth in Middlesboro 40965

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$327K

This home is worth more than 27% of homes in Middlesboro 40965.

How it measures up in Middlesboro 40965

The dot is this home. The mark in the middle is the typical home in Middlesboro 40965.

Estimated value$64,864
CheaperTypical $95,992Pricier

Pricier than 27% of homes nearby

How 321 N 20th St ranks against every home in each area.
MeasureThis homeMiddlesboro 40965Bell County
Estimated valuepricier than$64,86427% of homes35% of homes

About 321 N 20th St

How much is 321 N 20th St, Middlesboro, KY worth?

The TopHap Estimate for 321 N 20th St, Middlesboro, KY is $64,864 as of Aug 30, 2026. The likely range is $45,605 to $84,123. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 N 20th St, Middlesboro, KY last sell?

321 N 20th St, Middlesboro, KY last sold on Oct 1, 1998 for $2,000, according to the county's recorded deed.

What schools serve 321 N 20th St, Middlesboro, KY?

321 N 20th St, Middlesboro, KY is assigned to Middlesboro Elementary School (elementary), rated C; Middlesboro Middle School (middle), rated B-; Middlesboro High School (high), rated B-. All sit in Middlesboro Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 321 N 20th St, Middlesboro, KY?

The 2024 property tax bill for 321 N 20th St, Middlesboro, KY was $21. The county assessed it at $2,000.

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See this home in context

Open 321 N 20th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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