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Single Family ResidenceResidential
$344,680$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $250,500 on Jun 2, 2016

321 S WATKINS ST

MEMPHIS, TN 38104
3
Beds
2
Baths
2,215 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1923
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$345K
$323K low$367K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,500 · Jun 2, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,212 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,225 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,875
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$328,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.15
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountySHELBY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 27 ft²Porch · 224 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Central High SchoolD+
High · Grades 9–12 · 0.3 mi
M
Bellevue Middle SchoolD+
Middle · Grades 6–8 · 0.4 mi
E
Bruce Elementary SchoolF
Elementary · Grades PK–5 · 0.5 mi

District: Memphis-Shelby County Schools

Neighborhood · ZIP 38104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.286

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.22,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,273 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,607
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,406
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 S Watkins St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Shelby County
  • Costs more per square foot than 79% of homes in Shelby County
  • Smaller than 66% of homes in Central Gardens
  • Has a smaller lot than 75% of homes in Shelby County
  • Older than 96% of homes in Shelby County

What homes are worth in Memphis 38104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$954K

This home is worth more than 70% of homes in Memphis 38104.

How it measures up in Memphis 38104

The dot is this home. The mark in the middle is the typical home in Memphis 38104.

Estimated value$344,680
CheaperTypical $263,870Pricier

Pricier than 70% of homes nearby

Price per ft²$156
CheaperTypical $150Pricier

Pricier than 56% of homes nearby

Living area2,215 ft²
SmallerTypical 1,909 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 57% of homes nearby

Year built1923
OlderTypical 1922Newer

Newer than 56% of homes nearby

How 321 S Watkins St ranks against every home in each area.
MeasureThis homeCentral GardensMemphis 38104Shelby County
Estimated valuepricier than$344,68034% of homes70% of homes76% of homes
Price per ft²pricier than$15638% of homes56% of homes79% of homes
Living areabigger than2,215 ft²34% of homes57% of homes65% of homes
Lot sizebigger than0.17 ac43% of homes57% of homes25% of homes
Year builtnewer than192364% of homes56% of homes4% of homes

About 321 S Watkins St

How much is 321 S Watkins St, Memphis, TN worth?

The TopHap Estimate for 321 S Watkins St, Memphis, TN is $344,680 as of Sep 24, 2026. The likely range is $322,756 to $366,604. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 S Watkins St, Memphis, TN last sell?

321 S Watkins St, Memphis, TN last sold on Jun 2, 2016 for $250,500, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 321 S Watkins St, Memphis, TN?

321 S Watkins St, Memphis, TN has 3 bedrooms, 2 bathrooms, 2,215 square feet of living space and a 0.17-acre lot.

When was 321 S Watkins St, Memphis, TN built?

321 S Watkins St, Memphis, TN was built in 1923, making it 103 years old. It is a bungalow home. The building has 1 story.

What schools serve 321 S Watkins St, Memphis, TN?

321 S Watkins St, Memphis, TN is assigned to Central High School (high), rated D+; Bellevue Middle School (middle), rated D+; Bruce Elementary School (elementary), rated F. All sit in Memphis-Shelby County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 S Watkins St, Memphis, TN compare to other homes in Memphis 38104?

Among the 6,615 homes in Memphis 38104, it is worth more than 70% of them ($344,680 against a typical $263,870), its price per square foot is higher than 56% of them ($156 against a typical $150), it is bigger than 57% of them (2,215 ft² against a typical 1,909 ft²), its lot is bigger than 57% of them (0.17 ac against a typical 0.17 ac) and it is newer than 56% of them (1923 against a typical 1922). Measured against all of Shelby County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 S Watkins St, Memphis, TN?

The 2025 property tax bill for 321 S Watkins St, Memphis, TN was $2,212. The county assessed it at $82,225.

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