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Single Family ResidenceResidential
$166,139$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $83,000 on Jan 29, 2019

321 STATE ROUTE 146

SCHOHARIE, NY 12157
2
Beds
1
Baths
1,290 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1800
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$166K
$157K low$175K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$83,000 · Jan 29, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,394 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$140,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 172 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Schoharie High SchoolC+
Middle · Grades 6–12 · 4.3 mi
E
Schoharie Elementary SchoolD
Elementary · Grades PK–5 · 4.3 mi

District: Schoharie Central School District

Neighborhood · ZIP 12157These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,509
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.75 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,256
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,016
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 State Route 146 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Schoharie 12157
  • Costs less per square foot than 73% of homes in Schoharie 12157
  • Smaller than 72% of homes in Schoharie 12157
  • Has a smaller lot than 92% of homes in Schoharie 12157
  • Among the oldest homes in Schoharie County

What homes are worth in Schoharie 12157

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$633K

This home is worth more than 14% of homes in Schoharie 12157.

How it measures up in Schoharie 12157

The dot is this home. The mark in the middle is the typical home in Schoharie 12157.

Estimated value$166,139
CheaperTypical $272,203Pricier

Pricier than 14% of homes nearby

Price per ft²$129
CheaperTypical $164Pricier

Pricier than 27% of homes nearby

Living area1,290 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.3 ac
SmallerTypical 2.45 acBigger

Bigger than 8% of homes nearby

Year built1800
OlderTypical 1968Newer

Newer than 2% of homes nearby

How 321 State Route 146 ranks against every home in each area.
MeasureThis homeSchoharie 12157Schoharie County
Estimated valuepricier than$166,13914% of homes19% of homes
Price per ft²pricier than$12927% of homes29% of homes
Living areabigger than1,290 ft²28% of homes37% of homes
Lot sizebigger than0.3 ac8% of homes10% of homes
Year builtnewer than18002% of homesalmost no homes

About 321 State Route 146

How much is 321 State Route 146, Schoharie, NY worth?

The TopHap Estimate for 321 State Route 146, Schoharie, NY is $166,139 as of Sep 24, 2026. The likely range is $157,027 to $175,251. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 State Route 146, Schoharie, NY last sell?

321 State Route 146, Schoharie, NY last sold on Jan 29, 2019 for $83,000, according to the county's recorded deed.

How big is 321 State Route 146, Schoharie, NY?

321 State Route 146, Schoharie, NY has 2 bedrooms, 1 bathrooms, 1,290 square feet of living space and a 0.30-acre lot.

When was 321 State Route 146, Schoharie, NY built?

321 State Route 146, Schoharie, NY was built in 1800, making it 226 years old. It is a traditional/old home. The building has 1 story.

What schools serve 321 State Route 146, Schoharie, NY?

321 State Route 146, Schoharie, NY is assigned to Schoharie High School (middle), rated C+; Schoharie Elementary School (elementary), rated D. All sit in Schoharie Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 State Route 146, Schoharie, NY compare to other homes in Schoharie 12157?

Among the 1,526 homes in Schoharie 12157, it is worth more than 14% of them ($166,139 against a typical $272,203), its price per square foot is higher than 27% of them ($129 against a typical $164), it is bigger than 28% of them (1,290 ft² against a typical 1,656 ft²), its lot is bigger than 8% of them (0.3 ac against a typical 2.45 ac) and it is newer than 2% of them (1800 against a typical 1968). Measured against all of Schoharie County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 State Route 146, Schoharie, NY?

The 2026 property tax bill for 321 State Route 146, Schoharie, NY was $3,394. The county assessed it at $70,000.

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