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Single Family ResidenceResidential
$339,570$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

321 SURF ST

WAVELAND, MS 39576
3
Beds
1
Baths
1,970 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$340K
$322K low$357K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,284 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,205 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,335
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,870
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,274
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,054

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.80%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.42
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 118 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waveland Elementary SchoolA+
Elementary · Grades PK–2 · 1.4 mi
H
Bay High SchoolA
High · Grades 9–12 · 3.6 mi
M
Bay Waveland Middle SchoolA-
Middle · Grades 6–8 · 3.7 mi

District: Bay St. Louis School District

Neighborhood · ZIP 39576These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.728 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,657
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,445
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Surf St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Waveland 39576
  • Costs more per square foot than 79% of homes in Waveland 39576
  • Has a smaller lot than 68% of homes in Hancock County
  • Older than 96% of homes in Waveland 39576

What homes are worth in Waveland 39576

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$882K

This home is worth more than 77% of homes in Waveland 39576.

How it measures up in Waveland 39576

The dot is this home. The mark in the middle is the typical home in Waveland 39576.

Estimated value$339,570
CheaperTypical $216,850Pricier

Pricier than 77% of homes nearby

Price per ft²$172
CheaperTypical $131Pricier

Pricier than 79% of homes nearby

Living area1,970 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.42 ac
SmallerTypical 0.34 acBigger

Bigger than 62% of homes nearby

Year built1948
OlderTypical 2000Newer

Newer than 4% of homes nearby

How 321 Surf St ranks against every home in each area.
MeasureThis homeWaveland 39576Hancock County
Estimated valuepricier than$339,57077% of homes72% of homes
Price per ft²pricier than$17279% of homes77% of homes
Living areabigger than1,970 ft²62% of homes55% of homes
Lot sizebigger than0.42 ac62% of homes32% of homes
Year builtnewer than19484% of homes4% of homes

About 321 Surf St

How much is 321 Surf St, Waveland, MS worth?

The TopHap Estimate for 321 Surf St, Waveland, MS is $339,570 as of Aug 30, 2026. The likely range is $322,472 to $356,668. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Surf St, Waveland, MS last sell?

321 Surf St, Waveland, MS last sold on Jun 29, 2026, according to the county's recorded deed.

How big is 321 Surf St, Waveland, MS?

321 Surf St, Waveland, MS has 3 bedrooms, 1 bathrooms, 1,970 square feet of living space and a 0.42-acre lot.

When was 321 Surf St, Waveland, MS built?

321 Surf St, Waveland, MS was built in 1948, making it 78 years old.

What schools serve 321 Surf St, Waveland, MS?

321 Surf St, Waveland, MS is assigned to Waveland Elementary School (elementary), rated A+; Bay High School (high), rated A; Bay Waveland Middle School (middle), rated A-. All sit in Bay St. Louis School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Surf St, Waveland, MS compare to other homes in Waveland 39576?

Among the 2,353 homes in Waveland 39576, it is worth more than 77% of them ($339,570 against a typical $216,850), its price per square foot is higher than 79% of them ($172 against a typical $131), it is bigger than 62% of them (1,970 ft² against a typical 1,736 ft²), its lot is bigger than 62% of them (0.42 ac against a typical 0.34 ac) and it is newer than 4% of them (1948 against a typical 2000). Measured against all of Hancock County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Surf St, Waveland, MS?

The 2025 property tax bill for 321 Surf St, Waveland, MS was $1,284. The county assessed it at $10,205.

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