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Single Family ResidenceResidential
$84,840$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

321 WATER ST

SHOALS, IN 47581
2
Beds
2
Baths
1,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$85K
$57K low$113K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$640 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMARTIN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Shoals Community High SchoolC+
High · Grades 9–12 · 0.8 mi
E
Shoals Community Elementary SchoolC+
Elementary · Grades PK–5 · 0.9 mi
M
Shoals Middle SchoolC-
Middle · Grades 6–8 · 0.9 mi

District: Shoals Community School Corporation

Neighborhood · ZIP 47581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.134
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,540
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,103
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,987
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

321 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Martin County
  • Costs less per square foot than 89% of homes in Martin County
  • Smaller than 70% of homes in Martin County
  • Has a smaller lot than 97% of homes in Shoals 47581

What homes are worth in Shoals 47581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$444K

This home is worth more than 19% of homes in Shoals 47581.

How it measures up in Shoals 47581

The dot is this home. The mark in the middle is the typical home in Shoals 47581.

Estimated value$84,840
CheaperTypical $153,817Pricier

Pricier than 19% of homes nearby

Price per ft²$74
CheaperTypical $118Pricier

Pricier than 14% of homes nearby

Living area1,140 ft²
SmallerTypical 1,340 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.12 ac
SmallerTypical 2.25 acBigger

Bigger than 3% of homes nearby

Year built1987
OlderTypical 1981Newer

Newer than 58% of homes nearby

How 321 Water St ranks against every home in each area.
MeasureThis homeShoals 47581Martin County
Estimated valuepricier than$84,84019% of homes16% of homes
Price per ft²pricier than$7414% of homes11% of homes
Living areabigger than1,140 ft²35% of homes30% of homes
Lot sizebigger than0.12 ac3% of homes3% of homes
Year builtnewer than198758% of homes61% of homes

About 321 Water St

How much is 321 Water St, Shoals, IN worth?

The TopHap Estimate for 321 Water St, Shoals, IN is $84,840 as of Aug 30, 2026. The likely range is $57,044 to $112,636. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 321 Water St, Shoals, IN last sell?

321 Water St, Shoals, IN last sold on Mar 22, 2021, according to the county's recorded deed.

How big is 321 Water St, Shoals, IN?

321 Water St, Shoals, IN has 2 bedrooms, 2 bathrooms, 1,140 square feet of living space and a 0.12-acre lot.

When was 321 Water St, Shoals, IN built?

321 Water St, Shoals, IN was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 321 Water St, Shoals, IN?

321 Water St, Shoals, IN is assigned to Shoals Community High School (high), rated C+; Shoals Community Elementary School (elementary), rated C+; Shoals Middle School (middle), rated C-. All sit in Shoals Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 321 Water St, Shoals, IN compare to other homes in Shoals 47581?

Among the 1,797 homes in Shoals 47581, it is worth more than 19% of them ($84,840 against a typical $153,817), its price per square foot is higher than 14% of them ($74 against a typical $118), it is bigger than 35% of them (1,140 ft² against a typical 1,340 ft²), its lot is bigger than 3% of them (0.12 ac against a typical 2.25 ac) and it is newer than 58% of them (1987 against a typical 1981). Measured against all of Martin County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 321 Water St, Shoals, IN?

The 2025 property tax bill for 321 Water St, Shoals, IN was $640. The county assessed it at $96,500.

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