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Single Family ResidenceResidential
$432,024$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $421,500 on Oct 4, 2024

3216 BOW CLUB TRL

MATTHEWS, NC 28104
3
Beds
2
Baths
1,625 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$432K
$400K low$464K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$421,500 · Oct 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,704 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$405,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$84,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$321,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$405,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$405,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.104 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.1.38
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Trail Elementary SchoolB+
Elementary · Grades KG–5 · 1.3 mi
M
Sun Valley Middle SchoolB+
Middle · Grades 6–8 · 2.8 mi
H
Sun Valley High SchoolC+
High · Grades 9–12 · 2.9 mi

District: Union County Public Schools

Neighborhood · ZIP 28104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,106
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,375
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3216 Bow Club Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Matthews 28104
  • Costs more per square foot than 75% of homes in Union County
  • Smaller than 80% of homes in Matthews 28104
  • Has a bigger lot than 88% of homes in Matthews 28104
  • Older than 85% of homes in Matthews 28104

What homes are worth in Matthews 28104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$1.8M

This home is worth more than 29% of homes in Matthews 28104.

How it measures up in Matthews 28104

The dot is this home. The mark in the middle is the typical home in Matthews 28104.

Estimated value$432,024
CheaperTypical $594,886Pricier

Pricier than 29% of homes nearby

Price per ft²$266
CheaperTypical $244Pricier

Pricier than 63% of homes nearby

Living area1,625 ft²
SmallerTypical 2,556 ft²Bigger

Bigger than 20% of homes nearby

Lot size1.38 ac
SmallerTypical 0.43 acBigger

Bigger than 88% of homes nearby

Year built1984
OlderTypical 2002Newer

Newer than 15% of homes nearby

How 3216 Bow Club Trl ranks against every home in each area.
MeasureThis homeMatthews 28104Union County
Estimated valuepricier than$432,02429% of homes46% of homes
Price per ft²pricier than$26663% of homes75% of homes
Living areabigger than1,625 ft²20% of homes30% of homes
Lot sizebigger than1.38 ac88% of homes79% of homes
Year builtnewer than198415% of homes21% of homes

About 3216 Bow Club Trl

How much is 3216 Bow Club Trl, Matthews, NC worth?

The TopHap Estimate for 3216 Bow Club Trl, Matthews, NC is $432,024 as of Oct 21, 2026. The likely range is $400,430 to $463,618. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3216 Bow Club Trl, Matthews, NC last sell?

3216 Bow Club Trl, Matthews, NC last sold on Oct 4, 2024 for $421,500, according to the county's recorded deed.

How big is 3216 Bow Club Trl, Matthews, NC?

3216 Bow Club Trl, Matthews, NC has 3 bedrooms, 2 bathrooms, 1,625 square feet of living space and a 1.38-acre lot.

When was 3216 Bow Club Trl, Matthews, NC built?

3216 Bow Club Trl, Matthews, NC was built in 1984, making it 42 years old. It is a ranch home. The building has 1 story.

What schools serve 3216 Bow Club Trl, Matthews, NC?

3216 Bow Club Trl, Matthews, NC is assigned to Indian Trail Elementary School (elementary), rated B+; Sun Valley Middle School (middle), rated B+; Sun Valley High School (high), rated C+. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3216 Bow Club Trl, Matthews, NC compare to other homes in Matthews 28104?

Among the 13,373 homes in Matthews 28104, it is worth more than 29% of them ($432,024 against a typical $594,886), its price per square foot is higher than 63% of them ($266 against a typical $244), it is bigger than 20% of them (1,625 ft² against a typical 2,556 ft²), its lot is bigger than 88% of them (1.38 ac against a typical 0.43 ac) and it is newer than 15% of them (1984 against a typical 2002). Measured against all of Union County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3216 Bow Club Trl, Matthews, NC?

The 2026 property tax bill for 3216 Bow Club Trl, Matthews, NC was $2,704. The county assessed it at $405,600.

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