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Single Family ResidenceResidential
$623,548$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

322 CROSS CREEK DR

TOCCOA, GA 30577
4
Beds
3.5
Baths
4,353 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$624K
$575K low$672K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,553 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,980 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,937
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,043
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,792
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$559,950

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySTEPHENS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.3.66
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 672 ft²Patio · 672 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stephens County High SchoolC
High · Grades 9–12 · 2.7 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 3.1 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 3.1 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 Cross Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Toccoa 30577
  • Bigger than 98% of homes in Toccoa 30577
  • Has a bigger lot than 80% of homes in Toccoa 30577
  • Newer than 74% of homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$725K

This home is worth more than 96% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$623,548
CheaperTypical $214,280Pricier

Pricier than 96% of homes nearby

Price per ft²$143
CheaperTypical $141Pricier

Pricier than 52% of homes nearby

Living area4,353 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 98% of homes nearby

Lot size3.66 ac
SmallerTypical 0.96 acBigger

Bigger than 80% of homes nearby

Year built1993
OlderTypical 1976Newer

Newer than 74% of homes nearby

How 322 Cross Creek Dr ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$623,54896% of homes95% of homes
Price per ft²pricier than$14352% of homes50% of homes
Living areabigger than4,353 ft²98% of homes98% of homes
Lot sizebigger than3.66 ac80% of homes80% of homes
Year builtnewer than199374% of homes70% of homes

About 322 Cross Creek Dr

How much is 322 Cross Creek Dr, Toccoa, GA worth?

The TopHap Estimate for 322 Cross Creek Dr, Toccoa, GA is $623,548 as of Oct 21, 2026. The likely range is $575,238 to $671,858. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 322 Cross Creek Dr, Toccoa, GA last sell?

322 Cross Creek Dr, Toccoa, GA last sold on Oct 25, 2022, according to the county's recorded deed.

How big is 322 Cross Creek Dr, Toccoa, GA?

322 Cross Creek Dr, Toccoa, GA has 4 bedrooms, 3.5 bathrooms, 4,353 square feet of living space and a 3.66-acre lot.

When was 322 Cross Creek Dr, Toccoa, GA built?

322 Cross Creek Dr, Toccoa, GA was built in 1993, making it 33 years old. It is a conventional home. The building has 1 story.

What schools serve 322 Cross Creek Dr, Toccoa, GA?

322 Cross Creek Dr, Toccoa, GA is assigned to Stephens County High School (high), rated C; Stephens County Middle School (middle), rated C+; Liberty Elementary School (elementary). All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 Cross Creek Dr, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 96% of them ($623,548 against a typical $214,280), its price per square foot is higher than 52% of them ($143 against a typical $141), it is bigger than 98% of them (4,353 ft² against a typical 1,494 ft²), its lot is bigger than 80% of them (3.66 ac against a typical 0.96 ac) and it is newer than 74% of them (1993 against a typical 1976). Measured against all of Stephens County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 Cross Creek Dr, Toccoa, GA?

The 2025 property tax bill for 322 Cross Creek Dr, Toccoa, GA was $5,553. The county assessed it at $223,980.

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