Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$194,175$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

322 CUBA RIDGE RD

PHIL CAMPBELL, AL 35581
2 / 1
Baths
2,238 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$194K
$153K low$236K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,540 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$620
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,920
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.71
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.20.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Franklin Junior High SchoolA-
Elementary · Grades PK–9 · 6.9 mi
H
Belgreen High SchoolB-
High · Grades PK–12 · 11.6 mi

District: Franklin County School District

Neighborhood · ZIP 35581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,358
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 Cuba Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Franklin County
  • Bigger than 90% of homes in Phil Campbell 35581
  • Has a bigger lot than 89% of homes in Franklin County

What homes are worth in Phil Campbell 35581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$551K

This home is worth more than 78% of homes in Phil Campbell 35581.

How it measures up in Phil Campbell 35581

The dot is this home. The mark in the middle is the typical home in Phil Campbell 35581.

Estimated value$194,175
CheaperTypical $132,413Pricier

Pricier than 78% of homes nearby

Price per ft²$87
CheaperTypical $90Pricier

Pricier than 45% of homes nearby

Living area2,238 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 90% of homes nearby

Lot size20 ac
SmallerTypical 2 acBigger

Bigger than 86% of homes nearby

Year built1973
OlderTypical 1980Newer

Newer than 36% of homes nearby

How 322 Cuba Ridge Rd ranks against every home in each area.
MeasureThis homePhil Campbell 35581Franklin County
Estimated valuepricier than$194,17578% of homes80% of homes
Price per ft²pricier than$8745% of homes53% of homes
Living areabigger than2,238 ft²90% of homes90% of homes
Lot sizebigger than20 ac86% of homes89% of homes
Year builtnewer than197336% of homes45% of homes

About 322 Cuba Ridge Rd

How much is 322 Cuba Ridge Rd, Phil Campbell, AL worth?

The TopHap Estimate for 322 Cuba Ridge Rd, Phil Campbell, AL is $194,175 as of Jul 14, 2026. The likely range is $152,618 to $235,732. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 322 Cuba Ridge Rd, Phil Campbell, AL?

322 Cuba Ridge Rd, Phil Campbell, AL has 2 bathrooms, 2,238 square feet of living space and a 20.00-acre lot.

When was 322 Cuba Ridge Rd, Phil Campbell, AL built?

322 Cuba Ridge Rd, Phil Campbell, AL was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 322 Cuba Ridge Rd, Phil Campbell, AL?

322 Cuba Ridge Rd, Phil Campbell, AL is assigned to East Franklin Junior High School (elementary), rated A-; Belgreen High School (high), rated B-. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 Cuba Ridge Rd, Phil Campbell, AL compare to other homes in Phil Campbell 35581?

Among the 1,837 homes in Phil Campbell 35581, it is worth more than 78% of them ($194,175 against a typical $132,413), its price per square foot is higher than 45% of them ($87 against a typical $90), it is bigger than 90% of them (2,238 ft² against a typical 1,440 ft²), its lot is bigger than 86% of them (20 ac against a typical 2 ac) and it is newer than 36% of them (1973 against a typical 1980). Measured against all of Franklin County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 Cuba Ridge Rd, Phil Campbell, AL?

The 2025 property tax bill for 322 Cuba Ridge Rd, Phil Campbell, AL was $1. The county assessed it at $21,540.

More homes on Cuba Ridge Rd

Closest homes

More homes in Phil Campbell 35581

Assigned schools

Explore the area

See this home in context

Open 322 Cuba Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map