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Single Family ResidenceResidential
$150,283$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

322 N RAILROAD ST

MONTICELLO, IN 47960
4
Beds
1
Baths
1,864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$150K
$139K low$161K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$926 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHITE
Lot (acres)The size of the land the home sits on, from county records.0.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roosevelt Middle SchoolC+
Middle · Grades 6–8 · 0.5 mi
H
Twin Lakes Senior High SchoolC+
High · Grades 9–12 · 0.5 mi
E
Meadowlawn Elementary SchoolB-
Elementary · Grades KG–5 · 0.7 mi

District: Twin Lakes School Corporation

Neighborhood · ZIP 47960These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.14,539
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.119 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,933
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,730
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 N Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Monticello 47960
  • Costs less per square foot than 95% of homes in Monticello 47960
  • Bigger than 68% of homes in Monticello 47960
  • Has a smaller lot than 68% of homes in White County
  • Older than 95% of homes in Monticello 47960

What homes are worth in Monticello 47960

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$755K

This home is worth more than 18% of homes in Monticello 47960.

How it measures up in Monticello 47960

The dot is this home. The mark in the middle is the typical home in Monticello 47960.

Estimated value$150,283
CheaperTypical $242,146Pricier

Pricier than 18% of homes nearby

Price per ft²$81
CheaperTypical $164Pricier

Pricier than 5% of homes nearby

Living area1,864 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.24 ac
SmallerTypical 0.3 acBigger

Bigger than 41% of homes nearby

Year built1900
OlderTypical 1970Newer

Newer than 5% of homes nearby

How 322 N Railroad St ranks against every home in each area.
MeasureThis homeMonticello 47960White County
Estimated valuepricier than$150,28318% of homes22% of homes
Price per ft²pricier than$815% of homes8% of homes
Living areabigger than1,864 ft²68% of homes66% of homes
Lot sizebigger than0.24 ac41% of homes32% of homes
Year builtnewer than19005% of homes12% of homes

About 322 N Railroad St

How much is 322 N Railroad St, Monticello, IN worth?

The TopHap Estimate for 322 N Railroad St, Monticello, IN is $150,283 as of Sep 24, 2026. The likely range is $139,358 to $161,208. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 322 N Railroad St, Monticello, IN last sell?

322 N Railroad St, Monticello, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 322 N Railroad St, Monticello, IN?

322 N Railroad St, Monticello, IN has 4 bedrooms, 1 bathrooms, 1,864 square feet of living space and a 0.24-acre lot.

When was 322 N Railroad St, Monticello, IN built?

322 N Railroad St, Monticello, IN was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 322 N Railroad St, Monticello, IN?

322 N Railroad St, Monticello, IN is assigned to Roosevelt Middle School (middle), rated C+; Twin Lakes Senior High School (high), rated C+; Meadowlawn Elementary School (elementary), rated B-. All sit in Twin Lakes School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 N Railroad St, Monticello, IN compare to other homes in Monticello 47960?

Among the 9,296 homes in Monticello 47960, it is worth more than 18% of them ($150,283 against a typical $242,146), its price per square foot is higher than 5% of them ($81 against a typical $164), it is bigger than 68% of them (1,864 ft² against a typical 1,472 ft²), its lot is bigger than 41% of them (0.24 ac against a typical 0.3 ac) and it is newer than 5% of them (1900 against a typical 1970). Measured against all of White County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 N Railroad St, Monticello, IN?

The 2025 property tax bill for 322 N Railroad St, Monticello, IN was $926. The county assessed it at $129,400.

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