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Single Family ResidentialResidential
$158,878$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

322 RUFFIN DR

SARDIS, MS 38666
3
Beds
0
Baths
1,926 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$159K
$148K low$169K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$120,072
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$96,058
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$38,806
FIRST SECURITY BANK · recorded Jan 10, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$924 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,417 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,118
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,299
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,417
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,163

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyPanola
Lot (acres)The size of the land the home sits on, from county records.0.44
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Panola High SchoolB-
High · Grades 9–12 · 1.1 mi
M
North Panola Middle SchoolD
Middle · Grades 6–8 · 6.5 mi
E
Como Primary SchoolD
Elementary · Grades PK–2 · 6.6 mi

District: North Panola School District

Neighborhood · ZIP 38666These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.162
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,986
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,086
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,307
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 Ruffin Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Panola County
  • Bigger than 72% of homes in Sardis 38666
  • Has a smaller lot than 78% of homes in Panola County
  • Older than 92% of homes in Panola County

What homes are worth in Sardis 38666

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$542K

This home is worth more than 56% of homes in Sardis 38666.

How it measures up in Sardis 38666

The dot is this home. The mark in the middle is the typical home in Sardis 38666.

Estimated value$158,878
CheaperTypical $146,395Pricier

Pricier than 56% of homes nearby

Price per ft²$82
CheaperTypical $92Pricier

Pricier than 37% of homes nearby

Living area1,926 ft²
SmallerTypical 1,445 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.44 ac
SmallerTypical 1 acBigger

Bigger than 30% of homes nearby

Year built1948
OlderTypical 1978Newer

Newer than 10% of homes nearby

How 322 Ruffin Dr ranks against every home in each area.
MeasureThis homeSardis 38666Panola County
Estimated valuepricier than$158,87856% of homes47% of homes
Price per ft²pricier than$8237% of homes22% of homes
Living areabigger than1,926 ft²72% of homes69% of homes
Lot sizebigger than0.44 ac30% of homes22% of homes
Year builtnewer than194810% of homes8% of homes

About 322 Ruffin Dr

How much is 322 Ruffin Dr, Sardis, MS worth?

The TopHap Estimate for 322 Ruffin Dr, Sardis, MS is $158,878 as of Jul 14, 2026. The likely range is $148,484 to $169,272. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 322 Ruffin Dr, Sardis, MS last sell?

322 Ruffin Dr, Sardis, MS last sold on Apr 5, 2021, according to the county's recorded deed.

How big is 322 Ruffin Dr, Sardis, MS?

322 Ruffin Dr, Sardis, MS has 3 bedrooms, 1,926 square feet of living space and a 0.44-acre lot.

When was 322 Ruffin Dr, Sardis, MS built?

322 Ruffin Dr, Sardis, MS was built in 1948, making it 78 years old.

What schools serve 322 Ruffin Dr, Sardis, MS?

322 Ruffin Dr, Sardis, MS is assigned to North Panola High School (high), rated B-; North Panola Middle School (middle), rated D; Como Primary School (elementary), rated D. All sit in North Panola School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 Ruffin Dr, Sardis, MS compare to other homes in Sardis 38666?

Among the 2,564 homes in Sardis 38666, it is worth more than 56% of them ($158,878 against a typical $146,395), its price per square foot is higher than 37% of them ($82 against a typical $92), it is bigger than 72% of them (1,926 ft² against a typical 1,445 ft²), its lot is bigger than 30% of them (0.44 ac against a typical 1 ac) and it is newer than 10% of them (1948 against a typical 1978). Measured against all of Panola County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 Ruffin Dr, Sardis, MS?

The 2023 property tax bill for 322 Ruffin Dr, Sardis, MS was $924. The county assessed it at $7,417.

Closest homes

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Assigned schools

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