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Single Family ResidenceResidential
$337,438$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3220 PHANIEL CHURCH RD

ROCKWELL, NC 28138
1
Baths
1,617 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$337K
$281K low$394K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$964 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,948 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,458
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,490
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,948
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,948

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.16
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 247 ft²Porch · 192 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jesse Carson High SchoolB-
High · Grades 9–12 · 4.6 mi
E
Shive Elementary SchoolB-
Elementary · Grades PK–5 · 4.8 mi
M
China Grove Middle SchoolD+
Middle · Grades 6–8 · 6.1 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,756
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.269 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,894
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,413
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3220 Phaniel Church Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Rowan County
  • Costs more per square foot than 77% of homes in Rowan County
  • Has a bigger lot than 82% of homes in Rowan County

What homes are worth in Rockwell 28138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$860K

This home is worth more than 69% of homes in Rockwell 28138.

How it measures up in Rockwell 28138

The dot is this home. The mark in the middle is the typical home in Rockwell 28138.

Estimated value$337,438
CheaperTypical $257,740Pricier

Pricier than 69% of homes nearby

Price per ft²$209
CheaperTypical $169Pricier

Pricier than 73% of homes nearby

Living area1,617 ft²
SmallerTypical 1,644 ft²Bigger

Bigger than 48% of homes nearby

Lot size2 ac
SmallerTypical 1.09 acBigger

Bigger than 68% of homes nearby

Year built1987
OlderTypical 1991Newer

Newer than 43% of homes nearby

How 3220 Phaniel Church Rd ranks against every home in each area.
MeasureThis homeRockwell 28138Rowan County
Estimated valuepricier than$337,43869% of homes72% of homes
Price per ft²pricier than$20973% of homes77% of homes
Living areabigger than1,617 ft²48% of homes52% of homes
Lot sizebigger than2 ac68% of homes82% of homes
Year builtnewer than198743% of homes54% of homes

About 3220 Phaniel Church Rd

How much is 3220 Phaniel Church Rd, Rockwell, NC worth?

The TopHap Estimate for 3220 Phaniel Church Rd, Rockwell, NC is $337,438 as of Sep 24, 2026. The likely range is $281,001 to $393,875. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3220 Phaniel Church Rd, Rockwell, NC last sell?

3220 Phaniel Church Rd, Rockwell, NC last sold on Dec 30, 2011, according to the county's recorded deed.

How big is 3220 Phaniel Church Rd, Rockwell, NC?

3220 Phaniel Church Rd, Rockwell, NC has 1 bathrooms, 1,617 square feet of living space and a 2.00-acre lot.

When was 3220 Phaniel Church Rd, Rockwell, NC built?

3220 Phaniel Church Rd, Rockwell, NC was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 3220 Phaniel Church Rd, Rockwell, NC?

3220 Phaniel Church Rd, Rockwell, NC is assigned to Jesse Carson High School (high), rated B-; Shive Elementary School (elementary), rated B-; China Grove Middle School (middle), rated D+. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3220 Phaniel Church Rd, Rockwell, NC compare to other homes in Rockwell 28138?

Among the 4,257 homes in Rockwell 28138, it is worth more than 69% of them ($337,438 against a typical $257,740), its price per square foot is higher than 73% of them ($209 against a typical $169), it is bigger than 48% of them (1,617 ft² against a typical 1,644 ft²), its lot is bigger than 68% of them (2 ac against a typical 1.09 ac) and it is newer than 43% of them (1987 against a typical 1991). Measured against all of Rowan County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3220 Phaniel Church Rd, Rockwell, NC?

The 2026 property tax bill for 3220 Phaniel Church Rd, Rockwell, NC was $964. The county assessed it at $143,948.

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