Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$520,095$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $518,700 on Sep 20, 2022

3223 NE STATE RTE W

SAINT JOSEPH, MO 64507
0
Baths
2,017 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.

Valuation

$520K
$487K low$553K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$518,700 · Sep 20, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,095
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,076
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$390,000
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Sep 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,358 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,790
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,570
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,990
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$296,640

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.2.04
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bessie Ellison Elementary SchoolB+
Elementary · Grades KG–6 · 2.2 mi
M
Bode Middle SchoolC
Middle · Grades 7–8 · 4.8 mi
H
Central High SchoolC
High · Grades 9–12 · 5.1 mi

District: St. Joseph School District

Neighborhood · ZIP 64507These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.125
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.14,833
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.257 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,643
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3223 Ne State Rte W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Buchanan County
  • Costs more per square foot than 94% of homes in Saint Joseph 64507
  • Bigger than 91% of homes in Saint Joseph 64507
  • Has a bigger lot than 89% of homes in Buchanan County
  • Newer than 88% of homes in Saint Joseph 64507

What homes are worth in Saint Joseph 64507

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$684K

This home is worth more than 95% of homes in Saint Joseph 64507.

How it measures up in Saint Joseph 64507

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64507.

Estimated value$520,095
CheaperTypical $157,743Pricier

Pricier than 95% of homes nearby

Price per ft²$258
CheaperTypical $143Pricier

Pricier than 94% of homes nearby

Living area2,017 ft²
SmallerTypical 1,118 ft²Bigger

Bigger than 91% of homes nearby

Lot size2.04 ac
SmallerTypical 0.17 acBigger

Bigger than 87% of homes nearby

Year built1992
OlderTypical 1932Newer

Newer than 88% of homes nearby

How 3223 Ne State Rte W ranks against every home in each area.
MeasureThis homeSaint Joseph 64507Buchanan County
Estimated valuepricier than$520,09595% of homes96% of homes
Price per ft²pricier than$25894% of homes94% of homes
Living areabigger than2,017 ft²91% of homes90% of homes
Lot sizebigger than2.04 ac87% of homes89% of homes
Year builtnewer than199288% of homes85% of homes

About 3223 Ne State Rte W

How much is 3223 Ne State Rte W, Saint Joseph, MO worth?

The TopHap Estimate for 3223 Ne State Rte W, Saint Joseph, MO is $520,095 as of Jul 14, 2026. The likely range is $487,064 to $553,126. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3223 Ne State Rte W, Saint Joseph, MO last sell?

3223 Ne State Rte W, Saint Joseph, MO last sold on Sep 20, 2022 for $518,700, according to the county's recorded deed.

How big is 3223 Ne State Rte W, Saint Joseph, MO?

3223 Ne State Rte W, Saint Joseph, MO has 2,017 square feet of living space and a 2.04-acre lot.

When was 3223 Ne State Rte W, Saint Joseph, MO built?

3223 Ne State Rte W, Saint Joseph, MO was built in 1992, making it 34 years old.

What schools serve 3223 Ne State Rte W, Saint Joseph, MO?

3223 Ne State Rte W, Saint Joseph, MO is assigned to Bessie Ellison Elementary School (elementary), rated B+; Bode Middle School (middle), rated C; Central High School (high), rated C. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3223 Ne State Rte W, Saint Joseph, MO compare to other homes in Saint Joseph 64507?

Among the 5,088 homes in Saint Joseph 64507, it is worth more than 95% of them ($520,095 against a typical $157,743), its price per square foot is higher than 94% of them ($258 against a typical $143), it is bigger than 91% of them (2,017 ft² against a typical 1,118 ft²), its lot is bigger than 87% of them (2.04 ac against a typical 0.17 ac) and it is newer than 88% of them (1992 against a typical 1932). Measured against all of Buchanan County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3223 Ne State Rte W, Saint Joseph, MO?

The 2025 property tax bill for 3223 Ne State Rte W, Saint Joseph, MO was $3,358. The county assessed it at $56,360.

Closest homes

More homes in Saint Joseph 64507

Assigned schools

Explore the area

See this home in context

Open 3223 Ne State Rte W on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map