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Single Family ResidenceResidential
$344,430$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $300,000 on Aug 2, 2024

3231 WATERLOO RD

RUSSELLVILLE, AL 35653
2 / 1
Baths
1,420 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$344K
$210K low$479K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Aug 2, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$52,930
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,344
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,000
BANK INDEPENDENT · recorded Aug 2, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,500
BANK INDEPENDENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$644 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,060
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.1.08
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 438 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Belgreen High SchoolB-
Elementary · Grades PK–12 · 8.6 mi

District: Franklin County School District

Neighborhood · ZIP 35653These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,767
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,998
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,874
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3231 Waterloo Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Franklin County
  • Among the highest price per square foot in Russellville 35653
  • Newer than 86% of homes in Russellville 35653

What homes are worth in Russellville 35653

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$437K

This home is worth more than 95% of homes in Russellville 35653.

How it measures up in Russellville 35653

The dot is this home. The mark in the middle is the typical home in Russellville 35653.

Estimated value$344,430
CheaperTypical $110,601Pricier

Pricier than 95% of homes nearby

Price per ft²$243
CheaperTypical $80Pricier

Pricier than almost all homes nearby

Living area1,420 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 52% of homes nearby

Lot size1.08 ac
SmallerTypical 0.77 acBigger

Bigger than 62% of homes nearby

Year built1999
OlderTypical 1973Newer

Newer than 86% of homes nearby

How 3231 Waterloo Rd ranks against every home in each area.
MeasureThis homeRussellville 35653Franklin County
Estimated valuepricier than$344,43095% of homes96% of homes
Price per ft²pricier than$243almost all homesalmost all homes
Living areabigger than1,420 ft²52% of homes50% of homes
Lot sizebigger than1.08 ac62% of homes50% of homes
Year builtnewer than199986% of homes84% of homes

About 3231 Waterloo Rd

How much is 3231 Waterloo Rd, Russellville, AL worth?

The TopHap Estimate for 3231 Waterloo Rd, Russellville, AL is $344,430 as of Jun 23, 2026. The likely range is $210,102 to $478,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3231 Waterloo Rd, Russellville, AL last sell?

3231 Waterloo Rd, Russellville, AL last sold on Aug 2, 2024 for $300,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3231 Waterloo Rd, Russellville, AL?

3231 Waterloo Rd, Russellville, AL has 2 bathrooms, 1,420 square feet of living space and a 1.08-acre lot.

When was 3231 Waterloo Rd, Russellville, AL built?

3231 Waterloo Rd, Russellville, AL was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 3231 Waterloo Rd, Russellville, AL?

3231 Waterloo Rd, Russellville, AL is assigned to Belgreen High School (elementary), rated B-. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3231 Waterloo Rd, Russellville, AL compare to other homes in Russellville 35653?

Among the 4,542 homes in Russellville 35653, it is worth more than 95% of them ($344,430 against a typical $110,601), its price per square foot is higher than almost all of them ($243 against a typical $80), it is bigger than 52% of them (1,420 ft² against a typical 1,392 ft²), its lot is bigger than 62% of them (1.08 ac against a typical 0.77 ac) and it is newer than 86% of them (1999 against a typical 1973). Measured against all of Franklin County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3231 Waterloo Rd, Russellville, AL?

The 2025 property tax bill for 3231 Waterloo Rd, Russellville, AL was $644. The county assessed it at $21,260.

More homes on Waterloo Rd

Closest homes

More homes in Russellville 35653

Assigned schools

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