Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$338,270$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

324 OWL SWAMP RD

TOCCOA, GA 30577
3
Beds
2
Baths
1,929 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$338K
$304K low$373K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,319 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,484 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,030
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,454
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,833
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,209

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyStephens
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.1.02
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²Patio · 848 ft²Porch · 390 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stephens County High SchoolC
High · Grades 9–12 · 4.5 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 5.0 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 5.4 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

324 Owl Swamp Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Toccoa 30577
  • Costs more per square foot than 75% of homes in Toccoa 30577
  • Bigger than 72% of homes in Toccoa 30577
  • Newer than 73% of homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$725K

This home is worth more than 81% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$338,270
CheaperTypical $214,280Pricier

Pricier than 81% of homes nearby

Price per ft²$175
CheaperTypical $141Pricier

Pricier than 75% of homes nearby

Living area1,929 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 72% of homes nearby

Lot size1.02 ac
SmallerTypical 0.96 acBigger

Bigger than 55% of homes nearby

Year built1992
OlderTypical 1976Newer

Newer than 73% of homes nearby

How 324 Owl Swamp Rd ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$338,27081% of homes79% of homes
Price per ft²pricier than$17575% of homes72% of homes
Living areabigger than1,929 ft²72% of homes72% of homes
Lot sizebigger than1.02 ac55% of homes54% of homes
Year builtnewer than199273% of homes68% of homes

About 324 Owl Swamp Rd

How much is 324 Owl Swamp Rd, Toccoa, GA worth?

The TopHap Estimate for 324 Owl Swamp Rd, Toccoa, GA is $338,270 as of Oct 21, 2026. The likely range is $303,671 to $372,869. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 324 Owl Swamp Rd, Toccoa, GA last sell?

324 Owl Swamp Rd, Toccoa, GA last sold on May 19, 2025, according to the county's recorded deed.

How big is 324 Owl Swamp Rd, Toccoa, GA?

324 Owl Swamp Rd, Toccoa, GA has 3 bedrooms, 2 bathrooms, 1,929 square feet of living space and a 1.02-acre lot.

When was 324 Owl Swamp Rd, Toccoa, GA built?

324 Owl Swamp Rd, Toccoa, GA was built in 1992, making it 34 years old. It is a ranch home. The building has 2 stories.

What schools serve 324 Owl Swamp Rd, Toccoa, GA?

324 Owl Swamp Rd, Toccoa, GA is assigned to Stephens County High School (high), rated C; Stephens County Middle School (middle), rated C+; Liberty Elementary School (elementary). All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 324 Owl Swamp Rd, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 81% of them ($338,270 against a typical $214,280), its price per square foot is higher than 75% of them ($175 against a typical $141), it is bigger than 72% of them (1,929 ft² against a typical 1,494 ft²), its lot is bigger than 55% of them (1.02 ac against a typical 0.96 ac) and it is newer than 73% of them (1992 against a typical 1976). Measured against all of Stephens County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 324 Owl Swamp Rd, Toccoa, GA?

The 2025 property tax bill for 324 Owl Swamp Rd, Toccoa, GA was $2,319. The county assessed it at $84,484.

More homes on Owl Swamp Rd

Closest homes

More homes in Toccoa 30577

Assigned schools

Explore the area

See this home in context

Open 324 Owl Swamp Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map