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Single Family ResidenceResidential
$379,006$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3240 SAND KEY DR

PALM HARBOR, FL 34684
2
Beds
2
Baths
1,434 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$379K
$322K low$436K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$134 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$338,074 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$108,206
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$229,868
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$335,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$338,074

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.81 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.77%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyPINELLAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 132 ft²Patio · 132 ft²Porch · 174 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Carwise Middle SchoolB
Middle · Grades 6–8 · 0.7 mi
E
Highland Lakes ElementaryC+
Elementary · Grades PK–5 · 1.7 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 2.1 mi

District: Pinellas County School District

Neighborhood · ZIP 34684These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.27,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,495 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,861
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,442
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3240 Sand Key Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Palm Harbor 34684
  • Costs more per square foot than 75% of homes in Lake Shores Estates
  • Has a bigger lot than 90% of homes in Lake Shores Estates
  • Older than 73% of homes in Palm Harbor 34684

What homes are worth in Palm Harbor 34684

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$849K

This home is worth more than 66% of homes in Palm Harbor 34684.

How it measures up in Palm Harbor 34684

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34684.

Estimated value$379,006
CheaperTypical $313,097Pricier

Pricier than 66% of homes nearby

Price per ft²$264
CheaperTypical $235Pricier

Pricier than 75% of homes nearby

Living area1,434 ft²
SmallerTypical 1,325 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.31 ac
SmallerTypical 0.19 acBigger

Bigger than 71% of homes nearby

Year built1979
OlderTypical 1984Newer

Newer than 27% of homes nearby

How 3240 Sand Key Dr ranks against every home in each area.
MeasureThis homeLake Shores EstatesPalm Harbor 34684Pinellas County
Estimated valuepricier than$379,00658% of homes66% of homes55% of homes
Price per ft²pricier than$26475% of homes75% of homes54% of homes
Living areabigger than1,434 ft²55% of homes60% of homes58% of homes
Lot sizebigger than0.31 ac90% of homes71% of homes70% of homes
Year builtnewer than197955% of homes27% of homes63% of homes

About 3240 Sand Key Dr

How much is 3240 Sand Key Dr, Palm Harbor, FL worth?

The TopHap Estimate for 3240 Sand Key Dr, Palm Harbor, FL is $379,006 as of Sep 24, 2026. The likely range is $322,356 to $435,656. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3240 Sand Key Dr, Palm Harbor, FL last sell?

3240 Sand Key Dr, Palm Harbor, FL last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3240 Sand Key Dr, Palm Harbor, FL?

3240 Sand Key Dr, Palm Harbor, FL has 2 bedrooms, 2 bathrooms, 1,434 square feet of living space and a 0.31-acre lot.

When was 3240 Sand Key Dr, Palm Harbor, FL built?

3240 Sand Key Dr, Palm Harbor, FL was built in 1979, making it 47 years old. It is a custom design home. The building has 1 story.

What schools serve 3240 Sand Key Dr, Palm Harbor, FL?

3240 Sand Key Dr, Palm Harbor, FL is assigned to Carwise Middle School (middle), rated B; Highland Lakes Elementary (elementary), rated C+; Palm Harbor University High (high), rated A-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3240 Sand Key Dr, Palm Harbor, FL compare to other homes in Palm Harbor 34684?

Among the 12,641 homes in Palm Harbor 34684, it is worth more than 66% of them ($379,006 against a typical $313,097), its price per square foot is higher than 75% of them ($264 against a typical $235), it is bigger than 60% of them (1,434 ft² against a typical 1,325 ft²), its lot is bigger than 71% of them (0.31 ac against a typical 0.19 ac) and it is newer than 27% of them (1979 against a typical 1984). Measured against all of Pinellas County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3240 Sand Key Dr, Palm Harbor, FL?

The 2025 property tax bill for 3240 Sand Key Dr, Palm Harbor, FL was $134. The county assessed it at $338,074.

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