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Single Family ResidenceResidential
$259,360$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $223,990 on Oct 7, 2020

3245 ROYAL TERN DR

WINTER HAVEN, FL 33881
3
Beds
2
Baths
1,690 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$259K
$242K low$276K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$223,990 · Oct 7, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,806 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$198,713 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,489
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$226,041

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 136 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Denison Middle SchoolD-
Middle · Grades 6–8 · 4.0 mi
H
Winter Haven Senior High SchoolC-
High · Grades 9–12 · 4.3 mi
E
Fred Garner Elementary SchoolD+
Elementary · Grades PK–5 · 5.2 mi

District: Polk County School District

Neighborhood · ZIP 33881These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.222
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,491 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,620
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3245 Royal Tern Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Polk County
  • Costs more per square foot than 86% of homes in Lakeside Landing
  • Smaller than 84% of homes in Lakeside Landing
  • Has a smaller lot than 83% of homes in Lakeside Landing
  • Among the newest homes in Lakeside Landing

What homes are worth in Winter Haven 33881

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$592K

This home is worth more than 49% of homes in Winter Haven 33881.

How it measures up in Winter Haven 33881

The dot is this home. The mark in the middle is the typical home in Winter Haven 33881.

Estimated value$259,360
CheaperTypical $261,096Pricier

Pricier than 49% of homes nearby

Price per ft²$153
CheaperTypical $155Pricier

Pricier than 47% of homes nearby

Living area1,690 ft²
SmallerTypical 1,597 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.13 ac
SmallerTypical 0.18 acBigger

Bigger than 21% of homes nearby

Year built2020
OlderTypical 1986Newer

Newer than 87% of homes nearby

How 3245 Royal Tern Dr ranks against every home in each area.
MeasureThis homeLakeside LandingWinter Haven 33881Polk County
Estimated valuepricier than$259,36037% of homes49% of homes33% of homes
Price per ft²pricier than$15386% of homes47% of homes24% of homes
Living areabigger than1,690 ft²16% of homes56% of homes54% of homes
Lot sizebigger than0.13 ac17% of homes21% of homes22% of homes
Year builtnewer than2020almost all homes87% of homes83% of homes

About 3245 Royal Tern Dr

How much is 3245 Royal Tern Dr, Winter Haven, FL worth?

The TopHap Estimate for 3245 Royal Tern Dr, Winter Haven, FL is $259,360 as of Sep 24, 2026. The likely range is $242,401 to $276,319. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3245 Royal Tern Dr, Winter Haven, FL last sell?

3245 Royal Tern Dr, Winter Haven, FL last sold on Oct 7, 2020 for $223,990, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3245 Royal Tern Dr, Winter Haven, FL?

3245 Royal Tern Dr, Winter Haven, FL has 3 bedrooms, 2 bathrooms, 1,690 square feet of living space and a 0.13-acre lot.

When was 3245 Royal Tern Dr, Winter Haven, FL built?

3245 Royal Tern Dr, Winter Haven, FL was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 3245 Royal Tern Dr, Winter Haven, FL?

3245 Royal Tern Dr, Winter Haven, FL is assigned to Denison Middle School (middle), rated D-; Winter Haven Senior High School (high), rated C-; Fred Garner Elementary School (elementary), rated D+. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3245 Royal Tern Dr, Winter Haven, FL compare to other homes in Winter Haven 33881?

Among the 14,084 homes in Winter Haven 33881, it is worth more than 49% of them ($259,360 against a typical $261,096), its price per square foot is higher than 47% of them ($153 against a typical $155), it is bigger than 56% of them (1,690 ft² against a typical 1,597 ft²), its lot is bigger than 21% of them (0.13 ac against a typical 0.18 ac) and it is newer than 87% of them (2020 against a typical 1986). Measured against all of Polk County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3245 Royal Tern Dr, Winter Haven, FL?

The 2025 property tax bill for 3245 Royal Tern Dr, Winter Haven, FL was $2,806. The county assessed it at $198,713.

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