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Rural ResidenceResidential
$118,007$86 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3250 420TH ST

RUTHVEN, IA 51358
1
Beds
1
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$118K
$90K low$146K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,402 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,230 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,370
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$88,860
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,880
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,230

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClay
Lot (acres)The size of the land the home sits on, from county records.20.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spencer High SchoolB+
High · Grades 9–12 · 11.8 mi
M
Spencer Middle SchoolA
Middle · Grades 7–8 · 12.2 mi
E
Fairview Park Elementary School
Elementary · Grades 1–2 · 12.6 mi

District: Spencer Community School District

Neighborhood · ZIP 51358These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,278
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,636
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,799
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3250 420th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 94% of homes in Clay County
  • Newer than 94% of homes in Clay County

What homes are worth in Ruthven 51358

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$483K

This home is worth more than 46% of homes in Ruthven 51358.

How it measures up in Ruthven 51358

The dot is this home. The mark in the middle is the typical home in Ruthven 51358.

Estimated value$118,007
CheaperTypical $128,134Pricier

Pricier than 46% of homes nearby

Price per ft²$86
CheaperTypical $99Pricier

Pricier than 46% of homes nearby

Living area1,380 ft²
SmallerTypical 1,338 ft²Bigger

Bigger than 54% of homes nearby

Lot size20 ac
SmallerTypical 0.26 acBigger

Bigger than 93% of homes nearby

Year built2009
OlderTypical 1952Newer

Newer than 93% of homes nearby

How 3250 420th St ranks against every home in each area.
MeasureThis homeRuthven 51358Clay County
Estimated valuepricier than$118,00746% of homes43% of homes
Price per ft²pricier than$8646% of homes40% of homes
Living areabigger than1,380 ft²54% of homes49% of homes
Lot sizebigger than20 ac93% of homes94% of homes
Year builtnewer than200993% of homes94% of homes

About 3250 420th St

How much is 3250 420th St, Ruthven, IA worth?

The TopHap Estimate for 3250 420th St, Ruthven, IA is $118,007 as of Jul 14, 2026. The likely range is $90,496 to $145,518. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3250 420th St, Ruthven, IA last sell?

3250 420th St, Ruthven, IA last sold on Oct 21, 2019, according to the county's recorded deed.

How big is 3250 420th St, Ruthven, IA?

3250 420th St, Ruthven, IA has 1 bedrooms, 1 bathrooms, 1,380 square feet of living space and a 20.00-acre lot.

When was 3250 420th St, Ruthven, IA built?

3250 420th St, Ruthven, IA was built in 2009, making it 17 years old. It is a ranch home. The building has 1 story.

What schools serve 3250 420th St, Ruthven, IA?

3250 420th St, Ruthven, IA is assigned to Spencer High School (high), rated B+; Spencer Middle School (middle), rated A; Fairview Park Elementary School (elementary). All sit in Spencer Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3250 420th St, Ruthven, IA compare to other homes in Ruthven 51358?

Among the 810 homes in Ruthven 51358, it is worth more than 46% of them ($118,007 against a typical $128,134), its price per square foot is higher than 46% of them ($86 against a typical $99), it is bigger than 54% of them (1,380 ft² against a typical 1,338 ft²), its lot is bigger than 93% of them (20 ac against a typical 0.26 ac) and it is newer than 93% of them (2009 against a typical 1952). Measured against all of Clay County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3250 420th St, Ruthven, IA?

The 2024 property tax bill for 3250 420th St, Ruthven, IA was $1,402. The county assessed it at $124,230.

More homes on 420th St

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Assigned schools

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