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Single Family ResidenceResidential
$148,393$90 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $115,000 on May 17, 2024

326 STONE ST

ONEIDA, NY 13421
4
Beds
2
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1830
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$148K
$127K low$170K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · May 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,097 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,746

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
2
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.31
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 248 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary SchoolD+
Elementary · Grades PK–1 · 0.4 mi
H
Oneida High SchoolC+
High · Grades 9–12 · 0.7 mi
M
Otto Shortell Middle SchoolC-
Middle · Grades 6–8 · 2.7 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

326 Stone St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Madison County
  • Costs less per square foot than 85% of homes in Madison County
  • Has a smaller lot than 73% of homes in Madison County
  • Among the oldest homes in Oneida 13421

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$481K

This home is worth more than 28% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$148,393
CheaperTypical $194,343Pricier

Pricier than 28% of homes nearby

Price per ft²$90
CheaperTypical $134Pricier

Pricier than 18% of homes nearby

Living area1,648 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.31 ac
SmallerTypical 0.34 acBigger

Bigger than 46% of homes nearby

Year built1830
OlderTypical 1929Newer

Older than almost all homes nearby

How 326 Stone St ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$148,39328% of homes21% of homes
Price per ft²pricier than$9018% of homes15% of homes
Living areabigger than1,648 ft²51% of homes54% of homes
Lot sizebigger than0.31 ac46% of homes27% of homes
Year builtnewer than1830almost no homes3% of homes

About 326 Stone St

How much is 326 Stone St, Oneida, NY worth?

The TopHap Estimate for 326 Stone St, Oneida, NY is $148,393 as of Sep 24, 2026. The likely range is $126,980 to $169,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 326 Stone St, Oneida, NY last sell?

326 Stone St, Oneida, NY last sold on May 17, 2024 for $115,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 326 Stone St, Oneida, NY?

326 Stone St, Oneida, NY has 4 bedrooms, 2 bathrooms, 1,648 square feet of living space and a 0.31-acre lot.

When was 326 Stone St, Oneida, NY built?

326 Stone St, Oneida, NY was built in 1830, making it 196 years old. It is a traditional/old home. The building has 1 story.

What schools serve 326 Stone St, Oneida, NY?

326 Stone St, Oneida, NY is assigned to Willard Prior Elementary School (elementary), rated D+; Oneida High School (high), rated C+; Otto Shortell Middle School (middle), rated C-. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 326 Stone St, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,129 homes in Oneida 13421, it is worth more than 28% of them ($148,393 against a typical $194,343), its price per square foot is higher than 18% of them ($90 against a typical $134), it is bigger than 51% of them (1,648 ft² against a typical 1,624 ft²), its lot is bigger than 46% of them (0.31 ac against a typical 0.34 ac) and it is newer than almost none of them (1830 against a typical 1929). Measured against all of Madison County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 326 Stone St, Oneida, NY?

The 2026 property tax bill for 326 Stone St, Oneida, NY was $4,097. The county assessed it at $83,600.

More homes on Stone St

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Assigned schools

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