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Single Family ResidenceResidential
$428,747$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $280,000 on Nov 7, 2016

3262 GEMSTONE LN

TOMS RIVER, NJ 08755
2
Beds
2
Baths
1,675 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$429K
$407K low$451K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$280,000 · Nov 7, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,595 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$286,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$106,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$180,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$286,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Joseph A. Citta Elementary SchoolC+
Elementary · Grades PK–5 · 2.2 mi
M
Toms River Intermediate School NorthC
Middle · Grades 6–8 · 4.9 mi
H
Toms River High School NorthD+
High · Grades 9–12 · 5.5 mi

District: Toms River Regional School District

Neighborhood · ZIP 08755These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,205
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,879 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,572
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,881
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3262 Gemstone Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Toms River 08755
  • Costs less per square foot than 79% of homes in Ocean County
  • Smaller than 66% of homes in Toms River 08755
  • Newer than 77% of homes in Toms River 08755

What homes are worth in Toms River 08755

Each bar is how many homes fall in that price range. The marker is this home.

This home
$254K$1.5M

This home is worth more than 28% of homes in Toms River 08755.

How it measures up in Toms River 08755

The dot is this home. The mark in the middle is the typical home in Toms River 08755.

Estimated value$428,747
CheaperTypical $542,292Pricier

Pricier than 28% of homes nearby

Price per ft²$256
CheaperTypical $297Pricier

Pricier than 26% of homes nearby

Living area1,675 ft²
SmallerTypical 1,814 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.21 ac
SmallerTypical 0.23 acBigger

Bigger than 47% of homes nearby

Year built1997
OlderTypical 1991Newer

Newer than 77% of homes nearby

How 3262 Gemstone Ln ranks against every home in each area.
MeasureThis homeToms River 08755Ocean County
Estimated valuepricier than$428,74728% of homes29% of homes
Price per ft²pricier than$25626% of homes21% of homes
Living areabigger than1,675 ft²34% of homes53% of homes
Lot sizebigger than0.21 ac47% of homes64% of homes
Year builtnewer than199777% of homes74% of homes

About 3262 Gemstone Ln

How much is 3262 Gemstone Ln, Toms River, NJ worth?

The TopHap Estimate for 3262 Gemstone Ln, Toms River, NJ is $428,747 as of Jul 14, 2026. The likely range is $406,959 to $450,535. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3262 Gemstone Ln, Toms River, NJ last sell?

3262 Gemstone Ln, Toms River, NJ last sold on Nov 7, 2016 for $280,000, according to the county's recorded deed.

How big is 3262 Gemstone Ln, Toms River, NJ?

3262 Gemstone Ln, Toms River, NJ has 2 bedrooms, 2 bathrooms, 1,675 square feet of living space and a 0.21-acre lot.

When was 3262 Gemstone Ln, Toms River, NJ built?

3262 Gemstone Ln, Toms River, NJ was built in 1997, making it 29 years old. It is a ranch home. The building has 1 story.

What schools serve 3262 Gemstone Ln, Toms River, NJ?

3262 Gemstone Ln, Toms River, NJ is assigned to Joseph A. Citta Elementary School (elementary), rated C+; Toms River Intermediate School North (middle), rated C; Toms River High School North (high), rated D+. All sit in Toms River Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3262 Gemstone Ln, Toms River, NJ compare to other homes in Toms River 08755?

Among the 8,728 homes in Toms River 08755, it is worth more than 28% of them ($428,747 against a typical $542,292), its price per square foot is higher than 26% of them ($256 against a typical $297), it is bigger than 34% of them (1,675 ft² against a typical 1,814 ft²), its lot is bigger than 47% of them (0.21 ac against a typical 0.23 ac) and it is newer than 77% of them (1997 against a typical 1991). Measured against all of Ocean County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3262 Gemstone Ln, Toms River, NJ?

The 2025 property tax bill for 3262 Gemstone Ln, Toms River, NJ was $5,595. The county assessed it at $286,200.

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