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Single Family ResidenceResidential
$304,000$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

3285 ESPLANADE CIR SE

RIO RANCHO, NM 87124
2
Beds
2
Baths
1,647 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$304K
$289K low$319K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$206,955
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$165,564
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$97,045
QUICKEN LOANS LLC · recorded Oct 12, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$919 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,183
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,317
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$112,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySandoval
Lot (acres)The size of the land the home sits on, from county records.0.06
HeatingThe type of heating system in the home.None

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rio Rancho High SchoolA-
High · Grades 9–12 · 1.3 mi
E
Rio Rancho Elementary SchoolC+
Elementary · Grades KG–5 · 1.5 mi
M
Rio Rancho Middle SchoolB+
Middle · Grades 6–8 · 2.7 mi

District: Rio Rancho Public Schools

Neighborhood · ZIP 87124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.64,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,628
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,061
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.11 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3285 Esplanade Cir Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Sandoval County
  • Costs less per square foot than 77% of homes in Sandoval County
  • Among the smallest lots in Sandoval County
  • Older than 86% of homes in Sandoval County

What homes are worth in Rio Rancho 87124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$201K$738K

This home is worth more than 27% of homes in Rio Rancho 87124.

How it measures up in Rio Rancho 87124

The dot is this home. The mark in the middle is the typical home in Rio Rancho 87124.

Estimated value$304,000
CheaperTypical $349,862Pricier

Pricier than 27% of homes nearby

Price per ft²$185
CheaperTypical $209Pricier

Pricier than 25% of homes nearby

Living area1,647 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 47% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.23 acBigger

Bigger than 3% of homes nearby

Year built1979
OlderTypical 1989Newer

Newer than 18% of homes nearby

How 3285 Esplanade Cir Se ranks against every home in each area.
MeasureThis homeRio Rancho 87124Sandoval County
Estimated valuepricier than$304,00027% of homes23% of homes
Price per ft²pricier than$18525% of homes23% of homes
Living areabigger than1,647 ft²47% of homes42% of homes
Lot sizebigger than2,614 ft²3% of homesalmost no homes
Year builtnewer than197918% of homes14% of homes

About 3285 Esplanade Cir Se

How much is 3285 Esplanade Cir Se, Rio Rancho, NM worth?

The TopHap Estimate for 3285 Esplanade Cir Se, Rio Rancho, NM is $304,000 as of Jun 23, 2026. The likely range is $288,800 to $319,200. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3285 Esplanade Cir Se, Rio Rancho, NM last sell?

3285 Esplanade Cir Se, Rio Rancho, NM last sold on Jul 30, 2015, according to the county's recorded deed.

How big is 3285 Esplanade Cir Se, Rio Rancho, NM?

3285 Esplanade Cir Se, Rio Rancho, NM has 2 bedrooms, 2 bathrooms, 1,647 square feet of living space and a 0.06-acre lot.

When was 3285 Esplanade Cir Se, Rio Rancho, NM built?

3285 Esplanade Cir Se, Rio Rancho, NM was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 3285 Esplanade Cir Se, Rio Rancho, NM?

3285 Esplanade Cir Se, Rio Rancho, NM is assigned to Rio Rancho High School (high), rated A-; Rio Rancho Elementary School (elementary), rated C+; Rio Rancho Middle School (middle), rated B+. All sit in Rio Rancho Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3285 Esplanade Cir Se, Rio Rancho, NM compare to other homes in Rio Rancho 87124?

Among the 21,337 homes in Rio Rancho 87124, it is worth more than 27% of them ($304,000 against a typical $349,862), its price per square foot is higher than 25% of them ($185 against a typical $209), it is bigger than 47% of them (1,647 ft² against a typical 1,690 ft²), its lot is bigger than 3% of them (2,614 ft² against a typical 0.23 ac) and it is newer than 18% of them (1979 against a typical 1989). Measured against all of Sandoval County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3285 Esplanade Cir Se, Rio Rancho, NM?

The 2025 property tax bill for 3285 Esplanade Cir Se, Rio Rancho, NM was $919. The county assessed it at $37,500.

Closest homes

More homes in Rio Rancho 87124

Assigned schools

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