Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$412,067$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $129,900 on Jan 11, 1999

3292 RICH LN

SALUDA, VA 23149
3
Beds
2
Baths
2,256 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$412K
$389K low$436K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$129,900 · Jan 11, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$169,067
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$135,254
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,000
ROCKET MORTGAGE LLC · R · 2.99% 2 · recorded Dec 28, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
LANGLEY FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,081 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$338,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,110
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261,780
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$338,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$338,890

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGloucester
Lot (acres)The size of the land the home sits on, from county records.5.05
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 104 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Petsworth Elementary SchoolA
Elementary · Grades KG–5 · 3.5 mi
M
Peasley Middle SchoolB
Middle · Grades 6–8 · 6.5 mi
H
Gloucester High SchoolB-
High · Grades 9–12 · 10.5 mi

District: Gloucester County Public Schools

Neighborhood · ZIP 23149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,141
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,514
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,863
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3292 Rich Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Saluda 23149
  • Costs less per square foot than 78% of homes in Gloucester County
  • Bigger than 81% of homes in Saluda 23149
  • Has a bigger lot than 84% of homes in Gloucester County
  • Newer than 74% of homes in Gloucester County

What homes are worth in Saluda 23149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$869K

This home is worth more than 76% of homes in Saluda 23149.

How it measures up in Saluda 23149

The dot is this home. The mark in the middle is the typical home in Saluda 23149.

Estimated value$412,067
CheaperTypical $296,767Pricier

Pricier than 76% of homes nearby

Price per ft²$183
CheaperTypical $180Pricier

Pricier than 52% of homes nearby

Living area2,256 ft²
SmallerTypical 1,592 ft²Bigger

Bigger than 81% of homes nearby

Lot size5.05 ac
SmallerTypical 2.62 acBigger

Bigger than 70% of homes nearby

Year built1997
OlderTypical 1984Newer

Newer than 72% of homes nearby

How 3292 Rich Ln ranks against every home in each area.
MeasureThis homeSaluda 23149Gloucester County
Estimated valuepricier than$412,06776% of homes65% of homes
Price per ft²pricier than$18352% of homes22% of homes
Living areabigger than2,256 ft²81% of homes79% of homes
Lot sizebigger than5.05 ac70% of homes84% of homes
Year builtnewer than199772% of homes74% of homes

About 3292 Rich Ln

How much is 3292 Rich Ln, Saluda, VA worth?

The TopHap Estimate for 3292 Rich Ln, Saluda, VA is $412,067 as of Jul 14, 2026. The likely range is $388,613 to $435,521. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3292 Rich Ln, Saluda, VA last sell?

3292 Rich Ln, Saluda, VA last sold on Jan 11, 1999 for $129,900, according to the county's recorded deed.

How big is 3292 Rich Ln, Saluda, VA?

3292 Rich Ln, Saluda, VA has 3 bedrooms, 2 bathrooms, 2,256 square feet of living space and a 5.05-acre lot.

When was 3292 Rich Ln, Saluda, VA built?

3292 Rich Ln, Saluda, VA was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 3292 Rich Ln, Saluda, VA?

3292 Rich Ln, Saluda, VA is assigned to Petsworth Elementary School (elementary), rated A; Peasley Middle School (middle), rated B; Gloucester High School (high), rated B-. All sit in Gloucester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3292 Rich Ln, Saluda, VA compare to other homes in Saluda 23149?

Among the 1,141 homes in Saluda 23149, it is worth more than 76% of them ($412,067 against a typical $296,767), its price per square foot is higher than 52% of them ($183 against a typical $180), it is bigger than 81% of them (2,256 ft² against a typical 1,592 ft²), its lot is bigger than 70% of them (5.05 ac against a typical 2.62 ac) and it is newer than 72% of them (1997 against a typical 1984). Measured against all of Gloucester County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3292 Rich Ln, Saluda, VA?

The 2025 property tax bill for 3292 Rich Ln, Saluda, VA was $2,081. The county assessed it at $338,890.

Closest homes

More homes in Saluda 23149

Assigned schools

Explore the area

See this home in context

Open 3292 Rich Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map