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Single Family ResidenceResidential
$520,557$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3294 540TH ST SW

RIVERSIDE, IA 52327
5
Beds
4.5
Baths
4,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.92 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$521K
$472K low$570K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$220,557
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,446
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
PEOPLES TRUST & SAVINGS BANK · recorded Nov 4, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,480 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,027,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$192,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$834,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$958,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,027,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJOHNSON
Lot (acres)The size of the land the home sits on, from county records.19.92
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Geo-Thermal
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 82 ft²Porch · 216 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mid - Prairie Middle SchoolB+
Middle · Grades 5–8 · 6.0 mi
E
Mid - Prairie East Elementary School
Elementary · Grades PK–2 · 6.1 mi
H
Mid - Prairie High SchoolC+
High · Grades 9–12 · 12.2 mi

District: Mid-Prairie Community School District

Neighborhood · ZIP 52327These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,602
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,299
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3294 540th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Riverside 52327
  • Costs less per square foot than 96% of homes in Johnson County
  • Among the largest homes in Riverside 52327
  • Has a bigger lot than 97% of homes in Johnson County
  • Newer than 79% of homes in Riverside 52327

What homes are worth in Riverside 52327

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$655K

This home is worth more than 91% of homes in Riverside 52327.

How it measures up in Riverside 52327

The dot is this home. The mark in the middle is the typical home in Riverside 52327.

Estimated value$520,557
CheaperTypical $321,732Pricier

Pricier than 91% of homes nearby

Price per ft²$127
CheaperTypical $196Pricier

Pricier than 11% of homes nearby

Living area4,092 ft²
SmallerTypical 1,606 ft²Bigger

Bigger than almost all homes nearby

Lot size19.92 ac
SmallerTypical 1.24 acBigger

Bigger than 88% of homes nearby

Year built2007
OlderTypical 1993Newer

Newer than 79% of homes nearby

How 3294 540th St Sw ranks against every home in each area.
MeasureThis homeRiverside 52327Johnson County
Estimated valuepricier than$520,55791% of homes83% of homes
Price per ft²pricier than$12711% of homes4% of homes
Living areabigger than4,092 ft²almost all homesalmost all homes
Lot sizebigger than19.92 ac88% of homes97% of homes
Year builtnewer than200779% of homes72% of homes

About 3294 540th St Sw

How much is 3294 540th St Sw, Riverside, IA worth?

The TopHap Estimate for 3294 540th St Sw, Riverside, IA is $520,557 as of Jul 14, 2026. The likely range is $471,598 to $569,516. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3294 540th St Sw, Riverside, IA last sell?

3294 540th St Sw, Riverside, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3294 540th St Sw, Riverside, IA?

3294 540th St Sw, Riverside, IA has 5 bedrooms, 4.5 bathrooms, 4,092 square feet of living space and a 19.92-acre lot.

When was 3294 540th St Sw, Riverside, IA built?

3294 540th St Sw, Riverside, IA was built in 2007, making it 19 years old. It is a conventional home. The building has 2 stories.

What schools serve 3294 540th St Sw, Riverside, IA?

3294 540th St Sw, Riverside, IA is assigned to Mid - Prairie Middle School (middle), rated B+; Mid - Prairie East Elementary School (elementary); Mid - Prairie High School (high), rated C+. All sit in Mid-Prairie Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3294 540th St Sw, Riverside, IA compare to other homes in Riverside 52327?

Among the 1,388 homes in Riverside 52327, it is worth more than 91% of them ($520,557 against a typical $321,732), its price per square foot is higher than 11% of them ($127 against a typical $196), it is bigger than almost all of them (4,092 ft² against a typical 1,606 ft²), its lot is bigger than 88% of them (19.92 ac against a typical 1.24 ac) and it is newer than 79% of them (2007 against a typical 1993). Measured against all of Johnson County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3294 540th St Sw, Riverside, IA?

The 2025 property tax bill for 3294 540th St Sw, Riverside, IA was $11,480. The county assessed it at $1,027,000.

More homes on 540th St Sw

Closest homes

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Assigned schools

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