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Single Family ResidenceResidential
$133,837$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $125,000 on Dec 3, 2024

3315 TERRACE AVE NW

CLEVELAND, TN 37312
3 / 1
Baths
1,445 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$134K
$114K low$153K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Dec 3, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$519 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,050 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 25 ft²Patio · 85 ft²Porch · 85 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cleveland High SchoolB+
High · Grades 9–12 · 0.5 mi
M
Cleveland Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
E
Candy's Creek Cherokee Elementary SchoolB
Elementary · Grades KG–5 · 1.7 mi

District: Cleveland City School District

Neighborhood · ZIP 37312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,572
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.579 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,208
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,681
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3315 Terrace Ave Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Cleveland 37312
  • Among the lowest price per square foot in Cleveland 37312
  • Smaller than 66% of homes in Cleveland 37312
  • Has a smaller lot than 95% of homes in Bradley County
  • Older than 65% of homes in Cleveland 37312

What homes are worth in Cleveland 37312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$796K

This home is worth more than 3% of homes in Cleveland 37312.

How it measures up in Cleveland 37312

The dot is this home. The mark in the middle is the typical home in Cleveland 37312.

Estimated value$133,837
CheaperTypical $327,132Pricier

Pricier than 3% of homes nearby

Price per ft²$93
CheaperTypical $191Pricier

Cheaper than almost all homes nearby

Living area1,445 ft²
SmallerTypical 1,705 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.14 ac
SmallerTypical 0.5 acBigger

Bigger than 7% of homes nearby

Year built1978
OlderTypical 1988Newer

Newer than 35% of homes nearby

How 3315 Terrace Ave Nw ranks against every home in each area.
MeasureThis homeCleveland 37312Bradley County
Estimated valuepricier than$133,8373% of homes9% of homes
Price per ft²pricier than$93almost no homes2% of homes
Living areabigger than1,445 ft²34% of homes47% of homes
Lot sizebigger than0.14 ac7% of homes5% of homes
Year builtnewer than197835% of homes42% of homes

About 3315 Terrace Ave Nw

How much is 3315 Terrace Ave Nw, Cleveland, TN worth?

The TopHap Estimate for 3315 Terrace Ave Nw, Cleveland, TN is $133,837 as of Sep 24, 2026. The likely range is $114,353 to $153,321. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3315 Terrace Ave Nw, Cleveland, TN last sell?

3315 Terrace Ave Nw, Cleveland, TN last sold on Dec 3, 2024 for $125,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3315 Terrace Ave Nw, Cleveland, TN?

3315 Terrace Ave Nw, Cleveland, TN has 3 bathrooms, 1,445 square feet of living space and a 0.14-acre lot.

When was 3315 Terrace Ave Nw, Cleveland, TN built?

3315 Terrace Ave Nw, Cleveland, TN was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 3315 Terrace Ave Nw, Cleveland, TN?

3315 Terrace Ave Nw, Cleveland, TN is assigned to Cleveland High School (high), rated B+; Cleveland Middle School (middle), rated C; Candy's Creek Cherokee Elementary School (elementary), rated B. All sit in Cleveland City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3315 Terrace Ave Nw, Cleveland, TN compare to other homes in Cleveland 37312?

Among the 13,746 homes in Cleveland 37312, it is worth more than 3% of them ($133,837 against a typical $327,132), its price per square foot is higher than almost none of them ($93 against a typical $191), it is bigger than 34% of them (1,445 ft² against a typical 1,705 ft²), its lot is bigger than 7% of them (0.14 ac against a typical 0.5 ac) and it is newer than 35% of them (1978 against a typical 1988). Measured against all of Bradley County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3315 Terrace Ave Nw, Cleveland, TN?

The 2024 property tax bill for 3315 Terrace Ave Nw, Cleveland, TN was $519. The county assessed it at $36,050.

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