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Single Family ResidenceResidential
$381,596$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $5,000 on Aug 17, 1981

3318 BLACK ROCK RD

SMITHSBURG, MD 21783
1
Baths
1,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$382K
$353K low$410K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,000 · Aug 17, 1981

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,196 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$295,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$192,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$271,467
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.98 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFREDERICK
Lot (acres)The size of the land the home sits on, from county records.0.74
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wolfsville Elementary SchoolA+
Elementary · Grades KG–5 · 0.3 mi
H
Middletown High SchoolA-
High · Grades 9–12 · 9.2 mi
M
Middletown Middle SchoolB+
Middle · Grades 6–8 · 9.3 mi

District: Frederick County Public Schools

Neighborhood · ZIP 21783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,623
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.217 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,013
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3318 Black Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Frederick County
  • Smaller than 73% of homes in Frederick County
  • Has a bigger lot than 75% of homes in Frederick County
  • Older than 85% of homes in Frederick County

What homes are worth in Smithsburg 21783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$889K

This home is worth more than 61% of homes in Smithsburg 21783.

How it measures up in Smithsburg 21783

The dot is this home. The mark in the middle is the typical home in Smithsburg 21783.

Estimated value$381,596
CheaperTypical $347,935Pricier

Pricier than 61% of homes nearby

Price per ft²$229
CheaperTypical $217Pricier

Pricier than 60% of homes nearby

Living area1,664 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.74 ac
SmallerTypical 0.9 acBigger

Bigger than 47% of homes nearby

Year built1950
OlderTypical 1978Newer

Newer than 25% of homes nearby

How 3318 Black Rock Rd ranks against every home in each area.
MeasureThis homeSmithsburg 21783Frederick County
Estimated valuepricier than$381,59661% of homes25% of homes
Price per ft²pricier than$22960% of homes51% of homes
Living areabigger than1,664 ft²54% of homes27% of homes
Lot sizebigger than0.74 ac47% of homes75% of homes
Year builtnewer than195025% of homes15% of homes

About 3318 Black Rock Rd

How much is 3318 Black Rock Rd, Smithsburg, MD worth?

The TopHap Estimate for 3318 Black Rock Rd, Smithsburg, MD is $381,596 as of Jul 14, 2026. The likely range is $353,333 to $409,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3318 Black Rock Rd, Smithsburg, MD last sell?

3318 Black Rock Rd, Smithsburg, MD last sold on Aug 17, 1981 for $5,000, according to the county's recorded deed.

How big is 3318 Black Rock Rd, Smithsburg, MD?

3318 Black Rock Rd, Smithsburg, MD has 1 bathrooms, 1,664 square feet of living space and a 0.74-acre lot.

When was 3318 Black Rock Rd, Smithsburg, MD built?

3318 Black Rock Rd, Smithsburg, MD was built in 1950, making it 76 years old. It is a conventional home. The building has 2 stories.

What schools serve 3318 Black Rock Rd, Smithsburg, MD?

3318 Black Rock Rd, Smithsburg, MD is assigned to Wolfsville Elementary School (elementary), rated A+; Middletown High School (high), rated A-; Middletown Middle School (middle), rated B+. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3318 Black Rock Rd, Smithsburg, MD compare to other homes in Smithsburg 21783?

Among the 3,449 homes in Smithsburg 21783, it is worth more than 61% of them ($381,596 against a typical $347,935), its price per square foot is higher than 60% of them ($229 against a typical $217), it is bigger than 54% of them (1,664 ft² against a typical 1,600 ft²), its lot is bigger than 47% of them (0.74 ac against a typical 0.9 ac) and it is newer than 25% of them (1950 against a typical 1978). Measured against all of Frederick County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3318 Black Rock Rd, Smithsburg, MD?

The 2025 property tax bill for 3318 Black Rock Rd, Smithsburg, MD was $3,196. The county assessed it at $295,100.

More homes on Black Rock Rd

Closest homes

More homes in Smithsburg 21783

Assigned schools

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