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Single Family ResidenceResidential
$445,619$350 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $365,265 on Jan 22, 2026

3381 265TH ST

SAINT CHARLES, IA 50240
3
Beds
4 / 4
Baths
1,274 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$446K
$377K low$514K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$365,265 · Jan 22, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,366 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$361,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$309,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$361,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.10.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²Porch · 234 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Interstate 35 Elementary SchoolB
Elementary · Grades PK–5 · 5.0 mi
M
Interstate 35 Secondary SchoolB+
Middle · Grades 6–12 · 5.0 mi

District: Interstate 35 Community School District

Neighborhood · ZIP 50240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.137
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,666
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,357
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3381 265th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Madison County
  • Costs more per square foot than 88% of homes in Madison County
  • Smaller than 74% of homes in Saint Charles 50240
  • Has a bigger lot than 79% of homes in Madison County
  • Older than 67% of homes in Saint Charles 50240

What homes are worth in Saint Charles 50240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$969K

This home is worth more than 66% of homes in Saint Charles 50240.

How it measures up in Saint Charles 50240

The dot is this home. The mark in the middle is the typical home in Saint Charles 50240.

Estimated value$445,619
CheaperTypical $358,805Pricier

Pricier than 66% of homes nearby

Price per ft²$350
CheaperTypical $231Pricier

Pricier than 85% of homes nearby

Living area1,274 ft²
SmallerTypical 1,582 ft²Bigger

Bigger than 26% of homes nearby

Lot size10 ac
SmallerTypical 4.83 acBigger

Bigger than 69% of homes nearby

Year built1971
OlderTypical 1988Newer

Newer than 33% of homes nearby

How 3381 265th St ranks against every home in each area.
MeasureThis homeSaint Charles 50240Madison County
Estimated valuepricier than$445,61966% of homes70% of homes
Price per ft²pricier than$35085% of homes88% of homes
Living areabigger than1,274 ft²26% of homes31% of homes
Lot sizebigger than10 ac69% of homes79% of homes
Year builtnewer than197133% of homes42% of homes

About 3381 265th St

How much is 3381 265th St, Saint Charles, IA worth?

The TopHap Estimate for 3381 265th St, Saint Charles, IA is $445,619 as of Sep 24, 2026. The likely range is $377,485 to $513,753. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3381 265th St, Saint Charles, IA last sell?

3381 265th St, Saint Charles, IA last sold on Jan 22, 2026 for $365,265, according to the county's recorded deed.

How big is 3381 265th St, Saint Charles, IA?

3381 265th St, Saint Charles, IA has 3 bedrooms, 4 bathrooms, 1,274 square feet of living space and a 10.00-acre lot.

When was 3381 265th St, Saint Charles, IA built?

3381 265th St, Saint Charles, IA was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 3381 265th St, Saint Charles, IA?

3381 265th St, Saint Charles, IA is assigned to Interstate 35 Elementary School (elementary), rated B; Interstate 35 Secondary School (middle), rated B+. All sit in Interstate 35 Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3381 265th St, Saint Charles, IA compare to other homes in Saint Charles 50240?

Among the 1,030 homes in Saint Charles 50240, it is worth more than 66% of them ($445,619 against a typical $358,805), its price per square foot is higher than 85% of them ($350 against a typical $231), it is bigger than 26% of them (1,274 ft² against a typical 1,582 ft²), its lot is bigger than 69% of them (10 ac against a typical 4.83 ac) and it is newer than 33% of them (1971 against a typical 1988). Measured against all of Madison County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3381 265th St, Saint Charles, IA?

The 2025 property tax bill for 3381 265th St, Saint Charles, IA was $4,366. The county assessed it at $361,500.

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