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Single Family ResidenceResidential
$267,875$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

340 SW GARDEN ST

KEYSTONE HEIGHTS, FL 32656
4
Beds
2
Baths
2,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$268K
$248K low$288K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,503 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$262,534 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$255,136
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,675

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.49
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 128 ft²Porch · 186 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Keystone Heights Elementary SchoolB
Elementary · Grades KG–6 · 0.1 mi
M
Keystone Heights Junior and Senior High SchoolB-
Middle · Grades 7–12 · 0.2 mi

District: Clay County School District

Neighborhood · ZIP 32656These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,903
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,358
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,789
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

340 Sw Garden St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Clay County
  • Costs less per square foot than 97% of homes in Clay County
  • Bigger than 86% of homes in Keystone Heights 32656
  • Has a smaller lot than 74% of homes in Keystone Heights 32656
  • Older than 84% of homes in Clay County

What homes are worth in Keystone Heights 32656

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$647K

This home is worth more than 48% of homes in Keystone Heights 32656.

How it measures up in Keystone Heights 32656

The dot is this home. The mark in the middle is the typical home in Keystone Heights 32656.

Estimated value$267,875
CheaperTypical $273,868Pricier

Pricier than 48% of homes nearby

Price per ft²$126
CheaperTypical $176Pricier

Pricier than 4% of homes nearby

Living area2,120 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.49 ac
SmallerTypical 1 acBigger

Bigger than 26% of homes nearby

Year built1977
OlderTypical 1988Newer

Newer than 31% of homes nearby

How 340 Sw Garden St ranks against every home in each area.
MeasureThis homeKeystone Heights 32656Clay County
Estimated valuepricier than$267,87548% of homes25% of homes
Price per ft²pricier than$1264% of homes3% of homes
Living areabigger than2,120 ft²86% of homes69% of homes
Lot sizebigger than0.49 ac26% of homes69% of homes
Year builtnewer than197731% of homes16% of homes

About 340 Sw Garden St

How much is 340 Sw Garden St, Keystone Heights, FL worth?

The TopHap Estimate for 340 Sw Garden St, Keystone Heights, FL is $267,875 as of Oct 21, 2026. The likely range is $248,012 to $287,738. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 340 Sw Garden St, Keystone Heights, FL last sell?

340 Sw Garden St, Keystone Heights, FL last sold on Jan 6, 2025, according to the county's recorded deed.

How big is 340 Sw Garden St, Keystone Heights, FL?

340 Sw Garden St, Keystone Heights, FL has 4 bedrooms, 2 bathrooms, 2,120 square feet of living space and a 0.49-acre lot.

When was 340 Sw Garden St, Keystone Heights, FL built?

340 Sw Garden St, Keystone Heights, FL was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 340 Sw Garden St, Keystone Heights, FL?

340 Sw Garden St, Keystone Heights, FL is assigned to Keystone Heights Elementary School (elementary), rated B; Keystone Heights Junior and Senior High School (middle), rated B-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 340 Sw Garden St, Keystone Heights, FL compare to other homes in Keystone Heights 32656?

Among the 6,622 homes in Keystone Heights 32656, it is worth more than 48% of them ($267,875 against a typical $273,868), its price per square foot is higher than 4% of them ($126 against a typical $176), it is bigger than 86% of them (2,120 ft² against a typical 1,450 ft²), its lot is bigger than 26% of them (0.49 ac against a typical 1 ac) and it is newer than 31% of them (1977 against a typical 1988). Measured against all of Clay County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 340 Sw Garden St, Keystone Heights, FL?

The 2025 property tax bill for 340 Sw Garden St, Keystone Heights, FL was $3,503. The county assessed it at $262,534.

More homes on Sw Garden St

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Assigned schools

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