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Single Family ResidenceResidential
$383,164$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $330,000 on Aug 9, 2024

34021 UMBRELLA ROCK DR

WEBSTER, FL 33597
3
Beds
2
Baths
1,627 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$383K
$335K low$431K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$330,000 · Aug 9, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,224 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$295,909 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,646
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$273,263
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$233,416
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,909

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHernando
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.1.20
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²Shed · 160 ft²Porch · 373 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolC-
Elementary · Grades KG–5 · 6.8 mi
H
Hernando High SchoolD-
High · Grades 9–12 · 11.9 mi
M
D. S. Parrott Middle SchoolC+
Middle · Grades 6–8 · 14.0 mi

District: Hernando County School District

Neighborhood · ZIP 33597These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.174
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,316
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,039
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,958
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

34021 Umbrella Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Hernando County
  • Costs more per square foot than 88% of homes in Hernando County
  • Bigger than 72% of homes in Webster 33597
  • Has a bigger lot than 89% of homes in Hernando County
  • Newer than 85% of homes in Hernando County

What homes are worth in Webster 33597

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$831K

This home is worth more than 67% of homes in Webster 33597.

How it measures up in Webster 33597

The dot is this home. The mark in the middle is the typical home in Webster 33597.

Estimated value$383,164
CheaperTypical $304,577Pricier

Pricier than 67% of homes nearby

Price per ft²$236
CheaperTypical $214Pricier

Pricier than 61% of homes nearby

Living area1,627 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 72% of homes nearby

Lot size1.2 ac
SmallerTypical 1.24 acBigger

Bigger than 49% of homes nearby

Year built2007
OlderTypical 1992Newer

Newer than 82% of homes nearby

How 34021 Umbrella Rock Dr ranks against every home in each area.
MeasureThis homeRidge Manor EstatesWebster 33597Hernando County
Estimated valuepricier than$383,16476% of homes67% of homes80% of homes
Price per ft²pricier than$23670% of homes61% of homes88% of homes
Living areabigger than1,627 ft²66% of homes72% of homes52% of homes
Lot sizebigger than1.2 ac68% of homes49% of homes89% of homes
Year builtnewer than200776% of homes82% of homes85% of homes

About 34021 Umbrella Rock Dr

How much is 34021 Umbrella Rock Dr, Webster, FL worth?

The TopHap Estimate for 34021 Umbrella Rock Dr, Webster, FL is $383,164 as of Aug 30, 2026. The likely range is $335,141 to $431,187. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 34021 Umbrella Rock Dr, Webster, FL last sell?

34021 Umbrella Rock Dr, Webster, FL last sold on Aug 9, 2024 for $330,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 34021 Umbrella Rock Dr, Webster, FL?

34021 Umbrella Rock Dr, Webster, FL has 3 bedrooms, 2 bathrooms, 1,627 square feet of living space and a 1.20-acre lot.

When was 34021 Umbrella Rock Dr, Webster, FL built?

34021 Umbrella Rock Dr, Webster, FL was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 34021 Umbrella Rock Dr, Webster, FL?

34021 Umbrella Rock Dr, Webster, FL is assigned to Eastside Elementary School (elementary), rated C-; Hernando High School (high), rated D-; D. S. Parrott Middle School (middle), rated C+. All sit in Hernando County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 34021 Umbrella Rock Dr, Webster, FL compare to other homes in Webster 33597?

Among the 3,424 homes in Webster 33597, it is worth more than 67% of them ($383,164 against a typical $304,577), its price per square foot is higher than 61% of them ($236 against a typical $214), it is bigger than 72% of them (1,627 ft² against a typical 1,280 ft²), its lot is bigger than 49% of them (1.2 ac against a typical 1.24 ac) and it is newer than 82% of them (2007 against a typical 1992). Measured against all of Hernando County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 34021 Umbrella Rock Dr, Webster, FL?

The 2025 property tax bill for 34021 Umbrella Rock Dr, Webster, FL was $4,224. The county assessed it at $295,909.

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