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Single Family ResidenceResidential
$396,547$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $324,950 on Jun 28, 2010

3405 CHATHAM RD

RICHMOND, VA 23227
4
Beds
2.5
Baths
1,924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1919
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$397K
$340K low$453K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$324,950 · Jun 28, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.113%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$352,542
MUTUAL/OMAHA MTG LLC · recorded Oct 9, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
HOMETAP EQUITY PARTNERS LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,348 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$529,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$369,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$503,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$529,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyRICHMOND CITY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 519 ft²Porch · 162 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Linwood Holton Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
H
John Marshall High SchoolB-
High · Grades 9–12 · 1.3 mi
M
Thomas H. Henderson Middle SchoolD-
Middle · Grades 6–8 · 1.4 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23227These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,019
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3405 Chatham Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Richmond 23227
  • Costs more per square foot than 77% of homes in Richmond 23227
  • Smaller than 71% of homes in Laburnum Park
  • Has a bigger lot than 72% of homes in Richmond city County
  • Older than 98% of homes in Richmond 23227

What homes are worth in Richmond 23227

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$650K

This home is worth more than 82% of homes in Richmond 23227.

How it measures up in Richmond 23227

The dot is this home. The mark in the middle is the typical home in Richmond 23227.

Estimated value$396,547
CheaperTypical $285,645Pricier

Pricier than 82% of homes nearby

Price per ft²$206
CheaperTypical $169Pricier

Pricier than 77% of homes nearby

Living area1,924 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.25 ac
SmallerTypical 0.28 acBigger

Bigger than 43% of homes nearby

Year built1919
OlderTypical 1959Newer

Newer than 2% of homes nearby

How 3405 Chatham Rd ranks against every home in each area.
MeasureThis homeLaburnum ParkRichmond 23227Richmond city County
Estimated valuepricier than$396,54729% of homes82% of homes75% of homes
Price per ft²pricier than$20654% of homes77% of homes66% of homes
Living areabigger than1,924 ft²29% of homes68% of homes68% of homes
Lot sizebigger than0.25 ac30% of homes43% of homes72% of homes
Year builtnewer than191914% of homes2% of homes15% of homes

About 3405 Chatham Rd

How much is 3405 Chatham Rd, Richmond, VA worth?

The TopHap Estimate for 3405 Chatham Rd, Richmond, VA is $396,547 as of Jul 14, 2026. The likely range is $340,216 to $452,878. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3405 Chatham Rd, Richmond, VA last sell?

3405 Chatham Rd, Richmond, VA last sold on Jun 28, 2010 for $324,950, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3405 Chatham Rd, Richmond, VA?

3405 Chatham Rd, Richmond, VA has 4 bedrooms, 2.5 bathrooms, 1,924 square feet of living space and a 0.25-acre lot.

When was 3405 Chatham Rd, Richmond, VA built?

3405 Chatham Rd, Richmond, VA was built in 1919, making it 107 years old. It is a colonial home. The building has 2 stories.

What schools serve 3405 Chatham Rd, Richmond, VA?

3405 Chatham Rd, Richmond, VA is assigned to Linwood Holton Elementary School (elementary), rated B; John Marshall High School (high), rated B-; Thomas H. Henderson Middle School (middle), rated D-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3405 Chatham Rd, Richmond, VA compare to other homes in Richmond 23227?

Among the 7,274 homes in Richmond 23227, it is worth more than 82% of them ($396,547 against a typical $285,645), its price per square foot is higher than 77% of them ($206 against a typical $169), it is bigger than 68% of them (1,924 ft² against a typical 1,640 ft²), its lot is bigger than 43% of them (0.25 ac against a typical 0.28 ac) and it is newer than 2% of them (1919 against a typical 1959). Measured against all of Richmond city County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3405 Chatham Rd, Richmond, VA?

The 2026 property tax bill for 3405 Chatham Rd, Richmond, VA was $6,348. The county assessed it at $529,000.

Closest homes

More homes in Richmond 23227

Assigned schools

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