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Single Family ResidenceResidential
$279,863$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3405 STATE ROUTE 81

OWENSBORO, KY 42301
3
Beds
1.5
Baths
1,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$280K
$179K low$381K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$828 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$129,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDAVIESS
Lot (acres)The size of the land the home sits on, from county records.0.56
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sorgho Elementary SchoolC+
Elementary · Grades PK–5 · 1.6 mi
H
Apollo High SchoolB
High · Grades 9–12 · 1.9 mi
M
F T Burns Middle SchoolB-
Middle · Grades 6–8 · 2.5 mi

District: Daviess County School District

Neighborhood · ZIP 42301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.46,051
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.247 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,968
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,372
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3405 State Route 81 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Owensboro 42301
  • Costs more per square foot than 94% of homes in Owensboro 42301
  • Has a bigger lot than 85% of homes in Owensboro 42301

What homes are worth in Owensboro 42301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$483K

This home is worth more than 76% of homes in Owensboro 42301.

How it measures up in Owensboro 42301

The dot is this home. The mark in the middle is the typical home in Owensboro 42301.

Estimated value$279,863
CheaperTypical $208,441Pricier

Pricier than 76% of homes nearby

Price per ft²$193
CheaperTypical $142Pricier

Pricier than 94% of homes nearby

Living area1,452 ft²
SmallerTypical 1,397 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.56 ac
SmallerTypical 0.2 acBigger

Bigger than 85% of homes nearby

Year built1968
OlderTypical 1967Newer

Newer than 53% of homes nearby

How 3405 State Route 81 ranks against every home in each area.
MeasureThis homeOwensboro 42301Daviess County
Estimated valuepricier than$279,86376% of homes71% of homes
Price per ft²pricier than$19394% of homes90% of homes
Living areabigger than1,452 ft²54% of homes52% of homes
Lot sizebigger than0.56 ac85% of homes75% of homes
Year builtnewer than196853% of homes48% of homes

About 3405 State Route 81

How much is 3405 State Route 81, Owensboro, KY worth?

The TopHap Estimate for 3405 State Route 81, Owensboro, KY is $279,863 as of Sep 24, 2026. The likely range is $179,114 to $380,612. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3405 State Route 81, Owensboro, KY last sell?

3405 State Route 81, Owensboro, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3405 State Route 81, Owensboro, KY?

3405 State Route 81, Owensboro, KY has 3 bedrooms, 1.5 bathrooms, 1,452 square feet of living space and a 0.56-acre lot.

When was 3405 State Route 81, Owensboro, KY built?

3405 State Route 81, Owensboro, KY was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 3405 State Route 81, Owensboro, KY?

3405 State Route 81, Owensboro, KY is assigned to Sorgho Elementary School (elementary), rated C+; Apollo High School (high), rated B; F T Burns Middle School (middle), rated B-. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3405 State Route 81, Owensboro, KY compare to other homes in Owensboro 42301?

Among the 15,796 homes in Owensboro 42301, it is worth more than 76% of them ($279,863 against a typical $208,441), its price per square foot is higher than 94% of them ($193 against a typical $142), it is bigger than 54% of them (1,452 ft² against a typical 1,397 ft²), its lot is bigger than 85% of them (0.56 ac against a typical 0.2 ac) and it is newer than 53% of them (1968 against a typical 1967). Measured against all of Daviess County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3405 State Route 81, Owensboro, KY?

The 2025 property tax bill for 3405 State Route 81, Owensboro, KY was $828. The county assessed it at $129,400.

More homes on State Route 81

Closest homes

More homes in Owensboro 42301

Assigned schools

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