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Single Family ResidenceResidential
$615,023$535 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $259,000 on Sep 30, 2009

3406 DUNES PL

OCEANSIDE, CA 92054
3
Beds
2
Baths
1,150 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$615K
$588K low$642K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$259,000 · Sep 30, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,710 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,994 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,655
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,339
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$334,309

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
21
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
14
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.20
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pablo Tac School of the ArtsC-
Elementary · Grades KG–5 · 0.3 mi
M
Jefferson Middle SchoolD-
Middle · Grades 6–8 · 1.5 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 2.4 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.266

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.39,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,696 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,079
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3406 Dunes Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Oceanside 92054
  • Costs less per square foot than 87% of homes in Oceanside 92054
  • Smaller than 72% of homes in Loma Alta
  • Has a smaller lot than 72% of homes in Oceanside 92054
  • Older than 83% of homes in San Diego County

What homes are worth in Oceanside 92054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$406K$4.3M

This home is worth more than 6% of homes in Oceanside 92054.

How it measures up in Oceanside 92054

The dot is this home. The mark in the middle is the typical home in Oceanside 92054.

Estimated value$615,023
CheaperTypical $1,094,987Pricier

Pricier than 6% of homes nearby

Price per ft²$535
CheaperTypical $729Pricier

Pricier than 13% of homes nearby

Living area1,150 ft²
SmallerTypical 1,224 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.2 ac
SmallerTypical 0.5 acBigger

Bigger than 28% of homes nearby

Year built1963
OlderTypical 1984Newer

Newer than 24% of homes nearby

How 3406 Dunes Pl ranks against every home in each area.
MeasureThis homeLoma AltaOceanside 92054San Diego County
Estimated valuepricier than$615,02315% of homes6% of homes17% of homes
Price per ft²pricier than$53528% of homes13% of homes42% of homes
Living areabigger than1,150 ft²28% of homes46% of homes28% of homes
Lot sizebigger than0.2 ac47% of homes28% of homes42% of homes
Year builtnewer than196346% of homes24% of homes17% of homes

About 3406 Dunes Pl

How much is 3406 Dunes Pl, Oceanside, CA worth?

The TopHap Estimate for 3406 Dunes Pl, Oceanside, CA is $615,023 as of Sep 24, 2026. The likely range is $587,933 to $642,113. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3406 Dunes Pl, Oceanside, CA last sell?

3406 Dunes Pl, Oceanside, CA last sold on Sep 30, 2009 for $259,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3406 Dunes Pl, Oceanside, CA?

3406 Dunes Pl, Oceanside, CA has 3 bedrooms, 2 bathrooms, 1,150 square feet of living space and a 0.20-acre lot.

When was 3406 Dunes Pl, Oceanside, CA built?

3406 Dunes Pl, Oceanside, CA was built in 1963, making it 63 years old.

What schools serve 3406 Dunes Pl, Oceanside, CA?

3406 Dunes Pl, Oceanside, CA is assigned to Pablo Tac School of the Arts (elementary), rated C-; Jefferson Middle School (middle), rated D-; Oceanside High School (high), rated C. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3406 Dunes Pl, Oceanside, CA compare to other homes in Oceanside 92054?

Among the 15,463 homes in Oceanside 92054, it is worth more than 6% of them ($615,023 against a typical $1,094,987), its price per square foot is higher than 13% of them ($535 against a typical $729), it is bigger than 46% of them (1,150 ft² against a typical 1,224 ft²), its lot is bigger than 28% of them (0.2 ac against a typical 0.5 ac) and it is newer than 24% of them (1963 against a typical 1984). Measured against all of San Diego County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3406 Dunes Pl, Oceanside, CA?

The 2025 property tax bill for 3406 Dunes Pl, Oceanside, CA was $3,710. The county assessed it at $340,994.

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