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Single Family ResidenceResidential
$284,898$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $185,000 on Jun 9, 2021

3408 HARBOR RIDGE DR

ZION, IL 60099
3
Beds
1
Baths
1,614 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$285K
$267K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Jun 9, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$103,249
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,599
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$181,649
FINANCE OF AMERICA MORTGAGE LLC · recorded Jun 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,377 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,736 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,902
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,834
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,736
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,230

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 21 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Zion-Benton Twnshp High SchoolB
High · Grades 9–12 · 1.0 mi
M
Beach Park Middle SchoolD+
Middle · Grades 6–8 · 1.5 mi
E
Kenneth Murphy Elementary SchoolC-
Elementary · Grades KG–5 · 2.9 mi

District: Zion-Benton Township High School District 126

Neighborhood · ZIP 60099These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.32,577
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,173
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,492
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3408 Harbor Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Lake County
  • Costs less per square foot than 85% of homes in Lake County
  • Bigger than 72% of homes in Zion 60099
  • Newer than 78% of homes in Zion 60099

What homes are worth in Zion 60099

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$438K

This home is worth more than 65% of homes in Zion 60099.

How it measures up in Zion 60099

The dot is this home. The mark in the middle is the typical home in Zion 60099.

Estimated value$284,898
CheaperTypical $253,331Pricier

Pricier than 65% of homes nearby

Price per ft²$177
CheaperTypical $191Pricier

Pricier than 36% of homes nearby

Living area1,614 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.23 ac
SmallerTypical 0.21 acBigger

Bigger than 61% of homes nearby

Year built1994
OlderTypical 1970Newer

Newer than 78% of homes nearby

How 3408 Harbor Ridge Dr ranks against every home in each area.
MeasureThis homeZion 60099Lake County
Estimated valuepricier than$284,89865% of homes28% of homes
Price per ft²pricier than$17736% of homes15% of homes
Living areabigger than1,614 ft²72% of homes45% of homes
Lot sizebigger than0.23 ac61% of homes53% of homes
Year builtnewer than199478% of homes72% of homes

About 3408 Harbor Ridge Dr

How much is 3408 Harbor Ridge Dr, Zion, IL worth?

The TopHap Estimate for 3408 Harbor Ridge Dr, Zion, IL is $284,898 as of Jul 14, 2026. The likely range is $266,915 to $302,881. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3408 Harbor Ridge Dr, Zion, IL last sell?

3408 Harbor Ridge Dr, Zion, IL last sold on Jun 9, 2021 for $185,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3408 Harbor Ridge Dr, Zion, IL?

3408 Harbor Ridge Dr, Zion, IL has 3 bedrooms, 1 bathrooms, 1,614 square feet of living space and a 0.23-acre lot.

When was 3408 Harbor Ridge Dr, Zion, IL built?

3408 Harbor Ridge Dr, Zion, IL was built in 1994, making it 32 years old. It is a conventional home. The building has 1 story.

What schools serve 3408 Harbor Ridge Dr, Zion, IL?

3408 Harbor Ridge Dr, Zion, IL is assigned to Zion-Benton Twnshp High School (high), rated B; Beach Park Middle School (middle), rated D+; Kenneth Murphy Elementary School (elementary), rated C-. All sit in Zion-Benton Township High School District 126. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3408 Harbor Ridge Dr, Zion, IL compare to other homes in Zion 60099?

Among the 8,617 homes in Zion 60099, it is worth more than 65% of them ($284,898 against a typical $253,331), its price per square foot is higher than 36% of them ($177 against a typical $191), it is bigger than 72% of them (1,614 ft² against a typical 1,260 ft²), its lot is bigger than 61% of them (0.23 ac against a typical 0.21 ac) and it is newer than 78% of them (1994 against a typical 1970). Measured against all of Lake County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3408 Harbor Ridge Dr, Zion, IL?

The 2024 property tax bill for 3408 Harbor Ridge Dr, Zion, IL was $7,377. The county assessed it at $73,736.

Closest homes

More homes in Zion 60099

Assigned schools

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