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Single Family ResidenceResidential
$274,778$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3409 LOCUST ST

ROWLETT, TX 75089
3
Beds
2
Baths
1,306 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$275K
$261K low$289K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,778
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,822
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
QUICKEN LNS · recorded Oct 7, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,820 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$284,110 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,110
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$284,110

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDALLAS
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Back Elementary SchoolC-
Elementary · Grades PK–5 · 0.5 mi
M
Coyle Middle School
Middle · Grades 7–8 · 1.4 mi
H
Rowlett High SchoolC
High · Grades 9–12 · 1.6 mi

District: Garland Independent School District

Neighborhood · ZIP 75089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,528
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,473 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,754
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3409 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Flower Hill
  • Costs more per square foot than 90% of homes in Flower Hill
  • Among the smallest homes in Flower Hill
  • Older than 79% of homes in Rowlett 75089

What homes are worth in Rowlett 75089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$257K$659K

This home is worth more than 5% of homes in Rowlett 75089.

How it measures up in Rowlett 75089

The dot is this home. The mark in the middle is the typical home in Rowlett 75089.

Estimated value$274,778
CheaperTypical $377,772Pricier

Pricier than 5% of homes nearby

Price per ft²$210
CheaperTypical $174Pricier

Pricier than 90% of homes nearby

Living area1,306 ft²
SmallerTypical 2,196 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.19 ac
SmallerTypical 0.19 acBigger

Bigger than 56% of homes nearby

Year built1987
OlderTypical 1999Newer

Newer than 21% of homes nearby

How 3409 Locust St ranks against every home in each area.
MeasureThis homeFlower HillRowlett 75089Dallas County
Estimated valuepricier than$274,778almost no homes5% of homes35% of homes
Price per ft²pricier than$21090% of homes90% of homes61% of homes
Living areabigger than1,306 ft²almost no homes2% of homes26% of homes
Lot sizebigger than0.19 ac50% of homes56% of homes49% of homes
Year builtnewer than198742% of homes21% of homes68% of homes

About 3409 Locust St

How much is 3409 Locust St, Rowlett, TX worth?

The TopHap Estimate for 3409 Locust St, Rowlett, TX is $274,778 as of Jul 14, 2026. The likely range is $260,799 to $288,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3409 Locust St, Rowlett, TX last sell?

3409 Locust St, Rowlett, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3409 Locust St, Rowlett, TX?

3409 Locust St, Rowlett, TX has 3 bedrooms, 2 bathrooms, 1,306 square feet of living space and a 0.19-acre lot.

When was 3409 Locust St, Rowlett, TX built?

3409 Locust St, Rowlett, TX was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 3409 Locust St, Rowlett, TX?

3409 Locust St, Rowlett, TX is assigned to Back Elementary School (elementary), rated C-; Coyle Middle School (middle); Rowlett High School (high), rated C. All sit in Garland Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3409 Locust St, Rowlett, TX compare to other homes in Rowlett 75089?

Among the 11,570 homes in Rowlett 75089, it is worth more than 5% of them ($274,778 against a typical $377,772), its price per square foot is higher than 90% of them ($210 against a typical $174), it is bigger than 2% of them (1,306 ft² against a typical 2,196 ft²), its lot is bigger than 56% of them (0.19 ac against a typical 0.19 ac) and it is newer than 21% of them (1987 against a typical 1999). Measured against all of Dallas County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3409 Locust St, Rowlett, TX?

The 2025 property tax bill for 3409 Locust St, Rowlett, TX was $4,820. The county assessed it at $284,110.

Closest homes

More homes in Rowlett 75089

Assigned schools

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