Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,306,973$377 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $800,000 on Oct 1, 2019

3411 W 15TH ST

PANAMA CITY, FL 32401
4
Beds
4
Baths
3,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.3M
$1.2M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$800,000 · Oct 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,030 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,232,494 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$701,297
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$531,197
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,123,423
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,232,494

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.76%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.1.15
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 308 ft²Sprinklers

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lucille Moore Elementary SchoolD+
Elementary · Grades PK–5 · 0.6 mi
M
Jinks Middle SchoolD
Middle · Grades 6–8 · 2.3 mi
H
Bay High SchoolC
High · Grades 9–12 · 2.9 mi

District: Bay County School District

Neighborhood · ZIP 32401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,720 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,313
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3411 W 15th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in St. Andrews
  • Costs more per square foot than 98% of homes in Panama City 32401
  • Bigger than 98% of homes in Bay County
  • Among the largest lots in St. Andrews
  • Newer than 84% of homes in Panama City 32401

What homes are worth in Panama City 32401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$1M

This home is worth more than almost all homes in Panama City 32401.

How it measures up in Panama City 32401

The dot is this home. The mark in the middle is the typical home in Panama City 32401.

Estimated value$1,306,973
CheaperTypical $187,484Pricier

Pricier than almost all homes nearby

Price per ft²$377
CheaperTypical $146Pricier

Pricier than 98% of homes nearby

Living area3,464 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.15 ac
SmallerTypical 0.22 acBigger

Bigger than almost all homes nearby

Year built1998
OlderTypical 1956Newer

Newer than 84% of homes nearby

How 3411 W 15th St ranks against every home in each area.
MeasureThis homeSt. AndrewsPanama City 32401Bay County
Estimated valuepricier than$1,306,973almost all homesalmost all homes98% of homes
Price per ft²pricier than$37796% of homes98% of homes80% of homes
Living areabigger than3,464 ft²96% of homes97% of homes98% of homes
Lot sizebigger than1.15 acalmost all homesalmost all homes93% of homes
Year builtnewer than199878% of homes84% of homes57% of homes

About 3411 W 15th St

How much is 3411 W 15th St, Panama City, FL worth?

The TopHap Estimate for 3411 W 15th St, Panama City, FL is $1,306,973 as of Oct 21, 2026. The likely range is $1,199,554 to $1,414,392. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3411 W 15th St, Panama City, FL last sell?

3411 W 15th St, Panama City, FL last sold on Oct 1, 2019 for $800,000, according to the county's recorded deed.

How big is 3411 W 15th St, Panama City, FL?

3411 W 15th St, Panama City, FL has 4 bedrooms, 4 bathrooms, 3,464 square feet of living space and a 1.15-acre lot.

When was 3411 W 15th St, Panama City, FL built?

3411 W 15th St, Panama City, FL was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 3411 W 15th St, Panama City, FL?

3411 W 15th St, Panama City, FL is assigned to Lucille Moore Elementary School (elementary), rated D+; Jinks Middle School (middle), rated D; Bay High School (high), rated C. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3411 W 15th St, Panama City, FL compare to other homes in Panama City 32401?

Among the 8,095 homes in Panama City 32401, it is worth more than almost all of them ($1,306,973 against a typical $187,484), its price per square foot is higher than 98% of them ($377 against a typical $146), it is bigger than 97% of them (3,464 ft² against a typical 1,288 ft²), its lot is bigger than almost all of them (1.15 ac against a typical 0.22 ac) and it is newer than 84% of them (1998 against a typical 1956). Measured against all of Bay County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3411 W 15th St, Panama City, FL?

The 2024 property tax bill for 3411 W 15th St, Panama City, FL was $18,030. The county assessed it at $1,232,494.

More homes on W 15th St

Closest homes

More homes in Panama City 32401

Assigned schools

Explore the area

See this home in context

Open 3411 W 15th St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map