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Single Family ResidenceResidential
$318,894$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $165,000 on Apr 25, 2005

3428 N RIVER RD

MATHEWS, VA 23109
3
Beds
1
Baths
1,458 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$319K
$306K low$332K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Apr 25, 2005

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$234,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$189,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$234,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$234,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyMATHEWS
Lot (acres)The size of the land the home sits on, from county records.3.52
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mathews Elementary SchoolA
Elementary · Grades PK–4 · 3.3 mi
M
Thomas Hunter Middle SchoolC+
Middle · Grades 5–7 · 3.4 mi
H
Mathews High SchoolC-
High · Grades 8–12 · 3.9 mi

District: Mathews County Public Schools

Neighborhood · ZIP 23109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,618
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,069
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3428 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 67% of homes in Mathews 23109
  • Has a bigger lot than 79% of homes in Mathews County
  • Newer than 89% of homes in Mathews 23109

What homes are worth in Mathews 23109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$1.2M

This home is worth more than 50% of homes in Mathews 23109.

How it measures up in Mathews 23109

The dot is this home. The mark in the middle is the typical home in Mathews 23109.

Estimated value$318,894
CheaperTypical $316,054Pricier

Pricier than 50% of homes nearby

Price per ft²$219
CheaperTypical $202Pricier

Pricier than 60% of homes nearby

Living area1,458 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 33% of homes nearby

Lot size3.52 ac
SmallerTypical 1.73 acBigger

Bigger than 77% of homes nearby

Year built2001
OlderTypical 1969Newer

Newer than 89% of homes nearby

How 3428 N River Rd ranks against every home in each area.
MeasureThis homeMathews 23109Mathews County
Estimated valuepricier than$318,89450% of homes51% of homes
Price per ft²pricier than$21960% of homes54% of homes
Living areabigger than1,458 ft²33% of homes38% of homes
Lot sizebigger than3.52 ac77% of homes79% of homes
Year builtnewer than200189% of homes87% of homes

About 3428 N River Rd

How much is 3428 N River Rd, Mathews, VA worth?

The TopHap Estimate for 3428 N River Rd, Mathews, VA is $318,894 as of Aug 30, 2026. The likely range is $305,961 to $331,827. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3428 N River Rd, Mathews, VA last sell?

3428 N River Rd, Mathews, VA last sold on Apr 25, 2005 for $165,000, according to the county's recorded deed.

How big is 3428 N River Rd, Mathews, VA?

3428 N River Rd, Mathews, VA has 3 bedrooms, 1 bathrooms, 1,458 square feet of living space and a 3.52-acre lot.

When was 3428 N River Rd, Mathews, VA built?

3428 N River Rd, Mathews, VA was built in 2001, making it 25 years old. It is a split level home. The building has 1 story.

What schools serve 3428 N River Rd, Mathews, VA?

3428 N River Rd, Mathews, VA is assigned to Mathews Elementary School (elementary), rated A; Thomas Hunter Middle School (middle), rated C+; Mathews High School (high), rated C-. All sit in Mathews County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3428 N River Rd, Mathews, VA compare to other homes in Mathews 23109?

Among the 1,036 homes in Mathews 23109, it is worth more than 50% of them ($318,894 against a typical $316,054), its price per square foot is higher than 60% of them ($219 against a typical $202), it is bigger than 33% of them (1,458 ft² against a typical 1,728 ft²), its lot is bigger than 77% of them (3.52 ac against a typical 1.73 ac) and it is newer than 89% of them (2001 against a typical 1969). Measured against all of Mathews County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on N River Rd

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Assigned schools

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