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Single Family ResidenceResidential
$920,000$380 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $910,000 on Oct 6, 2026

3430 COSBY PL

CHARLOTTE, NC 28205
3
Beds
2.5
Baths
2,420 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$920K
$890K low$950K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$910,000 · Oct 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,730 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$724,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$524,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$724,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$724,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMECKLENBURG
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Merry Oaks International AcademyD-
Elementary · Grades PK–5 · 0.3 mi
M
Eastway Middle SchoolF
Middle · Grades 6–8 · 0.8 mi
H
Garinger High SchoolF
High · Grades 9–12 · 1.6 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28205These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.54,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,475 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,747
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3430 Cosby Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Merry Oaks
  • Costs more per square foot than 88% of homes in Mecklenburg County
  • Bigger than 89% of homes in Merry Oaks
  • Has a smaller lot than 87% of homes in Merry Oaks
  • Newer than 97% of homes in Merry Oaks

What homes are worth in Charlotte 28205

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.5M

This home is worth more than 86% of homes in Charlotte 28205.

How it measures up in Charlotte 28205

The dot is this home. The mark in the middle is the typical home in Charlotte 28205.

Estimated value$920,000
CheaperTypical $486,167Pricier

Pricier than 86% of homes nearby

Price per ft²$380
CheaperTypical $344Pricier

Pricier than 61% of homes nearby

Living area2,420 ft²
SmallerTypical 1,466 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.21 ac
SmallerTypical 0.24 acBigger

Bigger than 41% of homes nearby

Year built2016
OlderTypical 1959Newer

Newer than 89% of homes nearby

How 3430 Cosby Pl ranks against every home in each area.
MeasureThis homeMerry OaksCharlotte 28205Mecklenburg County
Estimated valuepricier than$920,00091% of homes86% of homes88% of homes
Price per ft²pricier than$38044% of homes61% of homes88% of homes
Living areabigger than2,420 ft²89% of homes87% of homes70% of homes
Lot sizebigger than0.21 ac13% of homes41% of homes39% of homes
Year builtnewer than201697% of homes89% of homes90% of homes

About 3430 Cosby Pl

How much is 3430 Cosby Pl, Charlotte, NC worth?

The TopHap Estimate for 3430 Cosby Pl, Charlotte, NC is $920,000 as of Sep 24, 2026. The likely range is $889,611 to $950,389. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3430 Cosby Pl, Charlotte, NC last sell?

3430 Cosby Pl, Charlotte, NC last sold on Oct 6, 2026 for $910,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3430 Cosby Pl, Charlotte, NC?

3430 Cosby Pl, Charlotte, NC has 3 bedrooms, 2.5 bathrooms, 2,420 square feet of living space and a 0.21-acre lot.

When was 3430 Cosby Pl, Charlotte, NC built?

3430 Cosby Pl, Charlotte, NC was built in 2016, making it 10 years old. The building has 2 stories.

What schools serve 3430 Cosby Pl, Charlotte, NC?

3430 Cosby Pl, Charlotte, NC is assigned to Merry Oaks International Academy (elementary), rated D-; Eastway Middle School (middle), rated F; Garinger High School (high), rated F. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3430 Cosby Pl, Charlotte, NC compare to other homes in Charlotte 28205?

Among the 15,883 homes in Charlotte 28205, it is worth more than 86% of them ($920,000 against a typical $486,167), its price per square foot is higher than 61% of them ($380 against a typical $344), it is bigger than 87% of them (2,420 ft² against a typical 1,466 ft²), its lot is bigger than 41% of them (0.21 ac against a typical 0.24 ac) and it is newer than 89% of them (2016 against a typical 1959). Measured against all of Mecklenburg County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3430 Cosby Pl, Charlotte, NC?

The 2025 property tax bill for 3430 Cosby Pl, Charlotte, NC was $5,730. The county assessed it at $724,400.

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