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Single Family ResidenceResidential
$193,947$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $155,600 on Mar 26, 2024

3431 CHARLES ST

RACINE, WI 53402
0
Baths
917 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$194K
$167K low$221K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,600 · Mar 26, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$34,223
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,378
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,832
EDUCATORS CU · recorded Mar 31, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,892
EDUCATORS CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,128 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,772

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRacine
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jerstad-Agerholm SchoolF
Elementary · Grades KG–8 · 0.3 mi
H
Horlick High SchoolD+
High · Grades 9–12 · 1.2 mi

District: Racine School District

Neighborhood · ZIP 53402These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,994
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,341 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,123
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,486
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3431 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Shorecrest
  • Smaller than 94% of homes in Racine 53402
  • Has a smaller lot than 72% of homes in Racine County
  • Older than 81% of homes in Shorecrest

What homes are worth in Racine 53402

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$754K

This home is worth more than 15% of homes in Racine 53402.

How it measures up in Racine 53402

The dot is this home. The mark in the middle is the typical home in Racine 53402.

Estimated value$193,947
CheaperTypical $300,504Pricier

Pricier than 15% of homes nearby

Price per ft²$212
CheaperTypical $215Pricier

Pricier than 48% of homes nearby

Living area917 ft²
SmallerTypical 1,435 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.15 ac
SmallerTypical 0.22 acBigger

Bigger than 33% of homes nearby

Year built1951
OlderTypical 1958Newer

Newer than 38% of homes nearby

How 3431 Charles St ranks against every home in each area.
MeasureThis homeShorecrestRacine 53402Racine County
Estimated valuepricier than$193,9476% of homes15% of homes17% of homes
Price per ft²pricier than$21254% of homes48% of homes56% of homes
Living areabigger than917 ft²8% of homes6% of homes8% of homes
Lot sizebigger than0.15 ac41% of homes33% of homes28% of homes
Year builtnewer than195119% of homes38% of homes38% of homes

About 3431 Charles St

How much is 3431 Charles St, Racine, WI worth?

The TopHap Estimate for 3431 Charles St, Racine, WI is $193,947 as of Jul 14, 2026. The likely range is $167,345 to $220,549. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3431 Charles St, Racine, WI last sell?

3431 Charles St, Racine, WI last sold on Mar 26, 2024 for $155,600, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3431 Charles St, Racine, WI?

3431 Charles St, Racine, WI has 917 square feet of living space and a 0.15-acre lot.

When was 3431 Charles St, Racine, WI built?

3431 Charles St, Racine, WI was built in 1951, making it 75 years old. It is a ranch home. The building has 1 story.

What schools serve 3431 Charles St, Racine, WI?

3431 Charles St, Racine, WI is assigned to Jerstad-Agerholm School (elementary), rated F; Horlick High School (high), rated D+. All sit in Racine School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3431 Charles St, Racine, WI compare to other homes in Racine 53402?

Among the 11,522 homes in Racine 53402, it is worth more than 15% of them ($193,947 against a typical $300,504), its price per square foot is higher than 48% of them ($212 against a typical $215), it is bigger than 6% of them (917 ft² against a typical 1,435 ft²), its lot is bigger than 33% of them (0.15 ac against a typical 0.22 ac) and it is newer than 38% of them (1951 against a typical 1958). Measured against all of Racine County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3431 Charles St, Racine, WI?

The 2024 property tax bill for 3431 Charles St, Racine, WI was $3,128. The county assessed it at $137,200.

More homes on Charles St

Closest homes

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Assigned schools

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