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Single Family ResidenceResidential
$443,462$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $268,000 on Feb 7, 2022

344 OAK RD

RUTLEDGE, TN 37861
3
Baths
2,876 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$443K
$406K low$481K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$268,000 · Feb 7, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$188,862
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,090
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$254,600
CMG MORTGAGE INC · recorded Feb 7, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,418 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,325 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,175
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,325
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrainger
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.3.80
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 516 ft²Patio · 516 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Grainger Academy
High · Grades 9–12 · 5.2 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 5.3 mi
E
Rutledge Primary School
Elementary · Grades PK–1 · 5.5 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

344 Oak Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Grainger County
  • Costs less per square foot than 78% of homes in Rutledge 37861
  • Bigger than 98% of homes in Rutledge 37861
  • Has a bigger lot than 65% of homes in Rutledge 37861
  • Older than 68% of homes in Rutledge 37861

What homes are worth in Rutledge 37861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$903K

This home is worth more than 74% of homes in Rutledge 37861.

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Estimated value$443,462
CheaperTypical $294,311Pricier

Pricier than 74% of homes nearby

Price per ft²$154
CheaperTypical $215Pricier

Pricier than 22% of homes nearby

Living area2,876 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 98% of homes nearby

Lot size3.8 ac
SmallerTypical 1.67 acBigger

Bigger than 65% of homes nearby

Year built1976
OlderTypical 1992Newer

Newer than 32% of homes nearby

How 344 Oak Rd ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Estimated valuepricier than$443,46274% of homes80% of homes
Price per ft²pricier than$15422% of homes25% of homes
Living areabigger than2,876 ft²98% of homes98% of homes
Lot sizebigger than3.8 ac65% of homes58% of homes
Year builtnewer than197632% of homes33% of homes

About 344 Oak Rd

How much is 344 Oak Rd, Rutledge, TN worth?

The TopHap Estimate for 344 Oak Rd, Rutledge, TN is $443,462 as of Jul 14, 2026. The likely range is $405,777 to $481,147. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 344 Oak Rd, Rutledge, TN last sell?

344 Oak Rd, Rutledge, TN last sold on Feb 7, 2022 for $268,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 344 Oak Rd, Rutledge, TN?

344 Oak Rd, Rutledge, TN has 3 bathrooms, 2,876 square feet of living space and a 3.80-acre lot.

When was 344 Oak Rd, Rutledge, TN built?

344 Oak Rd, Rutledge, TN was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 344 Oak Rd, Rutledge, TN?

344 Oak Rd, Rutledge, TN is assigned to Grainger Academy (high); Rutledge Middle School (middle), rated C+; Rutledge Primary School (elementary). All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 344 Oak Rd, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,464 homes in Rutledge 37861, it is worth more than 74% of them ($443,462 against a typical $294,311), its price per square foot is higher than 22% of them ($154 against a typical $215), it is bigger than 98% of them (2,876 ft² against a typical 1,300 ft²), its lot is bigger than 65% of them (3.8 ac against a typical 1.67 ac) and it is newer than 32% of them (1976 against a typical 1992). Measured against all of Grainger County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 344 Oak Rd, Rutledge, TN?

The 2025 property tax bill for 344 Oak Rd, Rutledge, TN was $1,418. The county assessed it at $60,325.

Closest homes

More homes in Rutledge 37861

Assigned schools

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