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Single Family ResidenceResidential
$335,541$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $220,000 on Dec 29, 2017

3440 CLEARWATER DR NE

CLEVELAND, TN 37312
2
Baths
2,187 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$336K
$314K low$357K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Dec 29, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$883 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,375 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,325
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,375
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$245,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.58 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.39
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 319 ft²Porch · 32 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mayfield Elementary SchoolD+
Elementary · Grades KG–5 · 1.1 mi
H
Cleveland High SchoolB+
High · Grades 9–12 · 1.2 mi
M
Cleveland Middle SchoolD
Middle · Grades 6–8 · 2.6 mi

District: Cleveland City School District

Neighborhood · ZIP 37312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,572
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.579 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,208
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,681
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3440 Clearwater Dr Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Bradley County
  • Costs less per square foot than 87% of homes in Cleveland 37312
  • Bigger than 81% of homes in Bradley County
  • Has a smaller lot than 69% of homes in Bradley County
  • Older than 88% of homes in Cleveland 37312

What homes are worth in Cleveland 37312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$810K

This home is worth more than 52% of homes in Cleveland 37312.

How it measures up in Cleveland 37312

The dot is this home. The mark in the middle is the typical home in Cleveland 37312.

Estimated value$335,541
CheaperTypical $328,580Pricier

Pricier than 52% of homes nearby

Price per ft²$153
CheaperTypical $190Pricier

Pricier than 13% of homes nearby

Living area2,187 ft²
SmallerTypical 1,714 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.38 ac
SmallerTypical 0.49 acBigger

Bigger than 36% of homes nearby

Year built1965
OlderTypical 1988Newer

Newer than 12% of homes nearby

How 3440 Clearwater Dr Ne ranks against every home in each area.
MeasureThis homeCleveland 37312Bradley County
Estimated valuepricier than$335,54152% of homes65% of homes
Price per ft²pricier than$15313% of homes21% of homes
Living areabigger than2,187 ft²72% of homes81% of homes
Lot sizebigger than0.38 ac36% of homes31% of homes
Year builtnewer than196512% of homes22% of homes

About 3440 Clearwater Dr Ne

How much is 3440 Clearwater Dr Ne, Cleveland, TN worth?

The TopHap Estimate for 3440 Clearwater Dr Ne, Cleveland, TN is $335,541 as of Oct 21, 2026. The likely range is $313,867 to $357,215. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3440 Clearwater Dr Ne, Cleveland, TN last sell?

3440 Clearwater Dr Ne, Cleveland, TN last sold on Dec 29, 2017 for $220,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3440 Clearwater Dr Ne, Cleveland, TN?

3440 Clearwater Dr Ne, Cleveland, TN has 2 bathrooms, 2,187 square feet of living space and a 0.39-acre lot.

When was 3440 Clearwater Dr Ne, Cleveland, TN built?

3440 Clearwater Dr Ne, Cleveland, TN was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 3440 Clearwater Dr Ne, Cleveland, TN?

3440 Clearwater Dr Ne, Cleveland, TN is assigned to Mayfield Elementary School (elementary), rated D+; Cleveland High School (high), rated B+; Cleveland Middle School (middle), rated D. All sit in Cleveland City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3440 Clearwater Dr Ne, Cleveland, TN compare to other homes in Cleveland 37312?

Among the 13,650 homes in Cleveland 37312, it is worth more than 52% of them ($335,541 against a typical $328,580), its price per square foot is higher than 13% of them ($153 against a typical $190), it is bigger than 72% of them (2,187 ft² against a typical 1,714 ft²), its lot is bigger than 36% of them (0.38 ac against a typical 0.49 ac) and it is newer than 12% of them (1965 against a typical 1988). Measured against all of Bradley County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3440 Clearwater Dr Ne, Cleveland, TN?

The 2024 property tax bill for 3440 Clearwater Dr Ne, Cleveland, TN was $883. The county assessed it at $61,375.

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