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CondominiumResidential
$788,883$390 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $306,000 on Jan 1, 1997

3440 CLIFFS DR

PETOSKEY, MI 49770
3
Beds
3
Baths
2,021 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,172 ft²
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$789K
$680K low$897K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$306,000 · Jan 1, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,492 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$338,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$338,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$290,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$676,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyEMMET
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln SchoolA
Elementary · Grades KG–5 · 2.0 mi
H
Petoskey High SchoolA-
High · Grades 9–12 · 3.6 mi
M
Petoskey Middle SchoolA+
Middle · Grades 6–8 · 3.9 mi

District: Petoskey Public Schools

Neighborhood · ZIP 49770These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.17,536
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,078
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3440 Cliffs Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Petoskey 49770
  • Costs more per square foot than 82% of homes in Petoskey 49770
  • Bigger than 73% of homes in Petoskey 49770
  • Has a smaller lot than 92% of homes in Emmet County

What homes are worth in Petoskey 49770

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$2.9M

This home is worth more than 84% of homes in Petoskey 49770.

How it measures up in Petoskey 49770

The dot is this home. The mark in the middle is the typical home in Petoskey 49770.

Estimated value$788,883
CheaperTypical $395,951Pricier

Pricier than 84% of homes nearby

Price per ft²$390
CheaperTypical $252Pricier

Pricier than 82% of homes nearby

Living area2,021 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 73% of homes nearby

Lot size1,172 ft²
SmallerTypical 0.53 acBigger

Bigger than 11% of homes nearby

Year built1996
OlderTypical 1997Newer

Newer than 50% of homes nearby

How 3440 Cliffs Dr ranks against every home in each area.
MeasureThis homePetoskey 49770Emmet County
Estimated valuepricier than$788,88384% of homes84% of homes
Price per ft²pricier than$39082% of homes79% of homes
Living areabigger than2,021 ft²73% of homes70% of homes
Lot sizebigger than1,172 ft²11% of homes8% of homes
Year builtnewer than199650% of homes61% of homes

About 3440 Cliffs Dr

How much is 3440 Cliffs Dr, Petoskey, MI worth?

The TopHap Estimate for 3440 Cliffs Dr, Petoskey, MI is $788,883 as of Sep 24, 2026. The likely range is $680,499 to $897,267. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3440 Cliffs Dr, Petoskey, MI last sell?

3440 Cliffs Dr, Petoskey, MI last sold on Jan 1, 1997 for $306,000, according to the county's recorded deed.

How big is 3440 Cliffs Dr, Petoskey, MI?

3440 Cliffs Dr, Petoskey, MI has 3 bedrooms, 3 bathrooms and 2,021 square feet of living space.

When was 3440 Cliffs Dr, Petoskey, MI built?

3440 Cliffs Dr, Petoskey, MI was built in 1996, making it 30 years old. It is a condo/apartment home.

What schools serve 3440 Cliffs Dr, Petoskey, MI?

3440 Cliffs Dr, Petoskey, MI is assigned to Lincoln School (elementary), rated A; Petoskey High School (high), rated A-; Petoskey Middle School (middle), rated A+. All sit in Petoskey Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3440 Cliffs Dr, Petoskey, MI compare to other homes in Petoskey 49770?

Among the 8,534 homes in Petoskey 49770, it is worth more than 84% of them ($788,883 against a typical $395,951), its price per square foot is higher than 82% of them ($390 against a typical $252), it is bigger than 73% of them (2,021 ft² against a typical 1,560 ft²), its lot is bigger than 11% of them (1,172 ft² against a typical 0.53 ac) and it is newer than 50% of them (1996 against a typical 1997). Measured against all of Emmet County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3440 Cliffs Dr, Petoskey, MI?

The 2024 property tax bill for 3440 Cliffs Dr, Petoskey, MI was $5,492. The county assessed it at $338,300.

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