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Single Family ResidenceResidential
$319,926$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $119,900 on Nov 3, 1998

3440 LOCH RIDGE DR

VESTAVIA HILLS, AL 35216
3
Beds
2
Baths
1,513 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$320K
$302K low$338K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$119,900 · Nov 3, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,920 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,180 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJEFFERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.0.38
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 180 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rocky Ridge Elementary SchoolA
Elementary · Grades KG–5 · 0.9 mi
M
Berry Middle SchoolA+
Middle · Grades 6–8 · 2.8 mi
H
Spain Park High SchoolB+
High · Grades 9–12 · 3.1 mi

District: Hoover City School District

Neighborhood · ZIP 35216These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,332
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,676 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,897
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3440 Loch Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Jefferson County
  • Costs more per square foot than 80% of homes in Jefferson County
  • Smaller than 75% of homes in Birmingham 35216

What homes are worth in Birmingham 35216

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$1.4M

This home is worth more than 33% of homes in Birmingham 35216.

How it measures up in Birmingham 35216

The dot is this home. The mark in the middle is the typical home in Birmingham 35216.

Estimated value$319,926
CheaperTypical $420,077Pricier

Pricier than 33% of homes nearby

Price per ft²$211
CheaperTypical $202Pricier

Pricier than 55% of homes nearby

Living area1,513 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.38 ac
SmallerTypical 0.42 acBigger

Bigger than 43% of homes nearby

Year built1970
OlderTypical 1971Newer

Newer than 49% of homes nearby

How 3440 Loch Ridge Dr ranks against every home in each area.
MeasureThis homeBirmingham 35216Jefferson County
Estimated valuepricier than$319,92633% of homes69% of homes
Price per ft²pricier than$21155% of homes80% of homes
Living areabigger than1,513 ft²25% of homes51% of homes
Lot sizebigger than0.38 ac43% of homes59% of homes
Year builtnewer than197049% of homes53% of homes

About 3440 Loch Ridge Dr

How much is 3440 Loch Ridge Dr, Vestavia Hills, AL worth?

The TopHap Estimate for 3440 Loch Ridge Dr, Vestavia Hills, AL is $319,926 as of Oct 21, 2026. The likely range is $302,007 to $337,845. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3440 Loch Ridge Dr, Vestavia Hills, AL last sell?

3440 Loch Ridge Dr, Vestavia Hills, AL last sold on Nov 3, 1998 for $119,900, according to the county's recorded deed.

How big is 3440 Loch Ridge Dr, Vestavia Hills, AL?

3440 Loch Ridge Dr, Vestavia Hills, AL has 3 bedrooms, 2 bathrooms, 1,513 square feet of living space and a 0.38-acre lot.

When was 3440 Loch Ridge Dr, Vestavia Hills, AL built?

3440 Loch Ridge Dr, Vestavia Hills, AL was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 3440 Loch Ridge Dr, Vestavia Hills, AL?

3440 Loch Ridge Dr, Vestavia Hills, AL is assigned to Rocky Ridge Elementary School (elementary), rated A; Berry Middle School (middle), rated A+; Spain Park High School (high), rated B+. All sit in Hoover City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3440 Loch Ridge Dr, Vestavia Hills, AL compare to other homes in Birmingham 35216?

Among the 9,871 homes in Birmingham 35216, it is worth more than 33% of them ($319,926 against a typical $420,077), its price per square foot is higher than 55% of them ($211 against a typical $202), it is bigger than 25% of them (1,513 ft² against a typical 1,872 ft²), its lot is bigger than 43% of them (0.38 ac against a typical 0.42 ac) and it is newer than 49% of them (1970 against a typical 1971). Measured against all of Jefferson County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3440 Loch Ridge Dr, Vestavia Hills, AL?

The 2025 property tax bill for 3440 Loch Ridge Dr, Vestavia Hills, AL was $1,920. The county assessed it at $27,180.

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