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Single Family ResidenceResidential
$661,314$507 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $580,000 on Jan 5, 2024

3440 RACHEL CT

LOOMIS, CA 95650
3
Beds
2
Baths
1,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$661K
$609K low$714K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$580,000 · Jan 5, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.108%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$650,000
ACM INVESTOR SERVICES INC · recorded Jan 5, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,314
THE LOAN STORE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,100 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$603,432 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$187,272
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$416,160
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$591,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
72
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Loomis Grammar Elementary SchoolB-
Elementary · Grades KG–8 · 0.2 mi
H
Del Oro High SchoolA+
High · Grades 9–12 · 0.4 mi

District: Placer Union High School District

Neighborhood · ZIP 95650These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.17,378
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.644 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$138,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,629
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3440 Rachel Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Loomis 95650
  • Costs more per square foot than 88% of homes in Placer County
  • Smaller than 83% of homes in Loomis 95650
  • Has a smaller lot than 90% of homes in Loomis 95650
  • Newer than 72% of homes in Loomis 95650

What homes are worth in Loomis 95650

Each bar is how many homes fall in that price range. The marker is this home.

This home
$410K$2.9M

This home is worth more than 27% of homes in Loomis 95650.

How it measures up in Loomis 95650

The dot is this home. The mark in the middle is the typical home in Loomis 95650.

Estimated value$661,314
CheaperTypical $934,043Pricier

Pricier than 27% of homes nearby

Price per ft²$507
CheaperTypical $444Pricier

Pricier than 72% of homes nearby

Living area1,304 ft²
SmallerTypical 2,087 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.19 ac
SmallerTypical 1.15 acBigger

Bigger than 10% of homes nearby

Year built1994
OlderTypical 1982Newer

Newer than 72% of homes nearby

How 3440 Rachel Ct ranks against every home in each area.
MeasureThis homeLoomis 95650Placer County
Estimated valuepricier than$661,31427% of homes46% of homes
Price per ft²pricier than$50772% of homes88% of homes
Living areabigger than1,304 ft²17% of homes18% of homes
Lot sizebigger than0.19 ac10% of homes39% of homes
Year builtnewer than199472% of homes45% of homes

About 3440 Rachel Ct

How much is 3440 Rachel Ct, Loomis, CA worth?

The TopHap Estimate for 3440 Rachel Ct, Loomis, CA is $661,314 as of Jul 14, 2026. The likely range is $608,872 to $713,756. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3440 Rachel Ct, Loomis, CA last sell?

3440 Rachel Ct, Loomis, CA last sold on Jan 5, 2024 for $580,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3440 Rachel Ct, Loomis, CA?

3440 Rachel Ct, Loomis, CA has 3 bedrooms, 2 bathrooms, 1,304 square feet of living space and a 0.19-acre lot.

When was 3440 Rachel Ct, Loomis, CA built?

3440 Rachel Ct, Loomis, CA was built in 1994, making it 32 years old. It is a bungalow home.

What schools serve 3440 Rachel Ct, Loomis, CA?

3440 Rachel Ct, Loomis, CA is assigned to Loomis Grammar Elementary School (elementary), rated B-; Del Oro High School (high), rated A+. All sit in Placer Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3440 Rachel Ct, Loomis, CA compare to other homes in Loomis 95650?

Among the 4,657 homes in Loomis 95650, it is worth more than 27% of them ($661,314 against a typical $934,043), its price per square foot is higher than 72% of them ($507 against a typical $444), it is bigger than 17% of them (1,304 ft² against a typical 2,087 ft²), its lot is bigger than 10% of them (0.19 ac against a typical 1.15 ac) and it is newer than 72% of them (1994 against a typical 1982). Measured against all of Placer County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3440 Rachel Ct, Loomis, CA?

The 2025 property tax bill for 3440 Rachel Ct, Loomis, CA was $7,100. The county assessed it at $603,432.

Closest homes

More homes in Loomis 95650

Assigned schools

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