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Single Family ResidenceResidential
$1,077,276$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $828,200 on Jan 3, 2024

3446 RIVER GARDENS CIR

PENSACOLA, FL 32514
4
Baths
4,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$927K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$828,200 · Jan 3, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,753 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$701,212 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$702,561
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$701,212

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEscambia
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.Pool (Unspecified), Enclosed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 212 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ferry Pass Middle SchoolC
Middle · Grades 6–8 · 1.3 mi
E
Ferry Pass Elementary SchoolB+
Elementary · Grades PK–5 · 1.9 mi
H
Washington High SchoolC-
High · Grades 9–12 · 3.5 mi

District: Escambia County School District

Neighborhood · ZIP 32514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.40,731
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,937 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,917
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,881
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3446 River Gardens Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Pensacola 32514
  • Among the highest price per square foot in Pensacola 32514
  • Among the largest homes in Pensacola 32514
  • Has a bigger lot than 89% of homes in Pensacola 32514
  • Newer than 81% of homes in Pensacola 32514

What homes are worth in Pensacola 32514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$747K

This home is worth more than almost all homes in Pensacola 32514.

How it measures up in Pensacola 32514

The dot is this home. The mark in the middle is the typical home in Pensacola 32514.

Estimated value$1,077,276
CheaperTypical $268,323Pricier

Pricier than almost all homes nearby

Price per ft²$242
CheaperTypical $149Pricier

Pricier than almost all homes nearby

Living area4,460 ft²
SmallerTypical 1,787 ft²Bigger

Bigger than almost all homes nearby

Lot size0.69 ac
SmallerTypical 0.27 acBigger

Bigger than 89% of homes nearby

Year built1998
OlderTypical 1985Newer

Newer than 81% of homes nearby

How 3446 River Gardens Cir ranks against every home in each area.
MeasureThis homePensacola 32514Escambia County
Estimated valuepricier than$1,077,276almost all homes98% of homes
Price per ft²pricier than$242almost all homes89% of homes
Living areabigger than4,460 ft²almost all homesalmost all homes
Lot sizebigger than0.69 ac89% of homes81% of homes
Year builtnewer than199881% of homes70% of homes

About 3446 River Gardens Cir

How much is 3446 River Gardens Cir, Pensacola, FL worth?

The TopHap Estimate for 3446 River Gardens Cir, Pensacola, FL is $1,077,276 as of Aug 30, 2026. The likely range is $927,002 to $1,227,550. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3446 River Gardens Cir, Pensacola, FL last sell?

3446 River Gardens Cir, Pensacola, FL last sold on Jan 3, 2024 for $828,200, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3446 River Gardens Cir, Pensacola, FL?

3446 River Gardens Cir, Pensacola, FL has 4 bathrooms, 4,460 square feet of living space and a 0.69-acre lot.

When was 3446 River Gardens Cir, Pensacola, FL built?

3446 River Gardens Cir, Pensacola, FL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 3446 River Gardens Cir, Pensacola, FL?

3446 River Gardens Cir, Pensacola, FL is assigned to Ferry Pass Middle School (middle), rated C; Ferry Pass Elementary School (elementary), rated B+; Washington High School (high), rated C-. All sit in Escambia County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3446 River Gardens Cir, Pensacola, FL compare to other homes in Pensacola 32514?

Among the 12,758 homes in Pensacola 32514, it is worth more than almost all of them ($1,077,276 against a typical $268,323), its price per square foot is higher than almost all of them ($242 against a typical $149), it is bigger than almost all of them (4,460 ft² against a typical 1,787 ft²), its lot is bigger than 89% of them (0.69 ac against a typical 0.27 ac) and it is newer than 81% of them (1998 against a typical 1985). Measured against all of Escambia County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3446 River Gardens Cir, Pensacola, FL?

The 2024 property tax bill for 3446 River Gardens Cir, Pensacola, FL was $8,753. The county assessed it at $701,212.

More homes on River Gardens Cir

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Assigned schools

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