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Single Family ResidenceResidential
$510,483$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

345 OSPREY CIR

SAINT MARYS, GA 31558
4
Beds
4 / 2
Baths
2,834 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$510K
$459K low$562K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,081 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,962 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,962
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$176,962
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$487,404

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCamden
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 434 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Lee Clark Elementary SchoolA
Elementary · Grades PK–5 · 2.3 mi
M
St, Mary's Middle SchoolA
Middle · Grades 6–8 · 2.8 mi
H
Camden County High SchoolA-
High · Grades 9–12 · 5.2 mi

District: Camden County School District

Neighborhood · ZIP 31558These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.23,543
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.414 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,247
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,473
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

345 Osprey Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Camden County
  • Bigger than 92% of homes in Camden County
  • Has a bigger lot than 70% of homes in Saint Marys 31558

What homes are worth in Saint Marys 31558

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$813K

This home is worth more than 86% of homes in Saint Marys 31558.

How it measures up in Saint Marys 31558

The dot is this home. The mark in the middle is the typical home in Saint Marys 31558.

Estimated value$510,483
CheaperTypical $304,682Pricier

Pricier than 86% of homes nearby

Price per ft²$180
CheaperTypical $185Pricier

Pricier than 44% of homes nearby

Living area2,834 ft²
SmallerTypical 1,758 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.47 ac
SmallerTypical 0.34 acBigger

Bigger than 70% of homes nearby

Year built1992
OlderTypical 1995Newer

Newer than 43% of homes nearby

How 345 Osprey Cir ranks against every home in each area.
MeasureThis homeSaint Marys 31558Camden County
Estimated valuepricier than$510,48386% of homes89% of homes
Price per ft²pricier than$18044% of homes56% of homes
Living areabigger than2,834 ft²91% of homes92% of homes
Lot sizebigger than0.47 ac70% of homes53% of homes
Year builtnewer than199243% of homes38% of homes

About 345 Osprey Cir

How much is 345 Osprey Cir, Saint Marys, GA worth?

The TopHap Estimate for 345 Osprey Cir, Saint Marys, GA is $510,483 as of Sep 24, 2026. The likely range is $458,852 to $562,114. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 345 Osprey Cir, Saint Marys, GA last sell?

345 Osprey Cir, Saint Marys, GA last sold on Mar 22, 2024, according to the county's recorded deed.

How big is 345 Osprey Cir, Saint Marys, GA?

345 Osprey Cir, Saint Marys, GA has 4 bedrooms, 4 bathrooms, 2,834 square feet of living space and a 0.47-acre lot.

When was 345 Osprey Cir, Saint Marys, GA built?

345 Osprey Cir, Saint Marys, GA was built in 1992, making it 34 years old. The building has 2 stories.

What schools serve 345 Osprey Cir, Saint Marys, GA?

345 Osprey Cir, Saint Marys, GA is assigned to Mary Lee Clark Elementary School (elementary), rated A; St, Mary's Middle School (middle), rated A; Camden County High School (high), rated A-. All sit in Camden County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 345 Osprey Cir, Saint Marys, GA compare to other homes in Saint Marys 31558?

Among the 8,125 homes in Saint Marys 31558, it is worth more than 86% of them ($510,483 against a typical $304,682), its price per square foot is higher than 44% of them ($180 against a typical $185), it is bigger than 91% of them (2,834 ft² against a typical 1,758 ft²), its lot is bigger than 70% of them (0.47 ac against a typical 0.34 ac) and it is newer than 43% of them (1992 against a typical 1995). Measured against all of Camden County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 345 Osprey Cir, Saint Marys, GA?

The 2025 property tax bill for 345 Osprey Cir, Saint Marys, GA was $5,081. The county assessed it at $194,962.

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