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Single Family ResidenceResidential
$281,844$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

345 R ST

MERCED, CA 95341
3
Beds
2
Baths
1,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$282K
$276K low$288K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$175,833
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$140,666
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$63,000
SECURED BANKERS MORTGAGE CO · recorded Dec 23, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
TRAVIS CU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,819 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,840 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,349
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,491
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$168,840

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
64
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.104 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMerced
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 300 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sheehy Elementary SchoolD-
Elementary · Grades KG–6 · 0.2 mi
M
Tenaya Middle SchoolD
Middle · Grades 7–8 · 0.4 mi
H
El Capitan High SchoolC
High · Grades 9–12 · 5.5 mi

District: Merced Union High School District

Neighborhood · ZIP 95341These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.118

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.3.1%
PopulationHow many people live in this area.36,506
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.238 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,027
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

345 R St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Merced County
  • Smaller than 73% of homes in Merced County
  • Has a smaller lot than 83% of homes in Merced County

What homes are worth in Merced 95341

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$611K

This home is worth more than 44% of homes in Merced 95341.

How it measures up in Merced 95341

The dot is this home. The mark in the middle is the typical home in Merced 95341.

Estimated value$281,844
CheaperTypical $292,577Pricier

Pricier than 44% of homes nearby

Price per ft²$222
CheaperTypical $209Pricier

Pricier than 61% of homes nearby

Living area1,272 ft²
SmallerTypical 1,381 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.14 ac
SmallerTypical 0.15 acBigger

Bigger than 36% of homes nearby

Year built1977
OlderTypical 1992Newer

Newer than 36% of homes nearby

How 345 R St ranks against every home in each area.
MeasureThis homeMerced 95341Merced County
Estimated valuepricier than$281,84444% of homes15% of homes
Price per ft²pricier than$22261% of homes38% of homes
Living areabigger than1,272 ft²39% of homes27% of homes
Lot sizebigger than0.14 ac36% of homes17% of homes
Year builtnewer than197736% of homes36% of homes

About 345 R St

How much is 345 R St, Merced, CA worth?

The TopHap Estimate for 345 R St, Merced, CA is $281,844 as of Jul 14, 2026. The likely range is $275,937 to $287,752. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 345 R St, Merced, CA?

345 R St, Merced, CA has 3 bedrooms, 2 bathrooms, 1,272 square feet of living space and a 0.14-acre lot.

When was 345 R St, Merced, CA built?

345 R St, Merced, CA was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 345 R St, Merced, CA?

345 R St, Merced, CA is assigned to Sheehy Elementary School (elementary), rated D-; Tenaya Middle School (middle), rated D; El Capitan High School (high), rated C. All sit in Merced Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 345 R St, Merced, CA compare to other homes in Merced 95341?

Among the 7,681 homes in Merced 95341, it is worth more than 44% of them ($281,844 against a typical $292,577), its price per square foot is higher than 61% of them ($222 against a typical $209), it is bigger than 39% of them (1,272 ft² against a typical 1,381 ft²), its lot is bigger than 36% of them (0.14 ac against a typical 0.15 ac) and it is newer than 36% of them (1977 against a typical 1992). Measured against all of Merced County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 345 R St, Merced, CA?

The 2025 property tax bill for 345 R St, Merced, CA was $1,819. The county assessed it at $168,840.

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