Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$574,385$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $145,000 on Aug 3, 2006

345 RANCHERO

BUDA, TX 78610
0
Baths
2,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$574K
$454K low$695K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Aug 3, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$472,635
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$378,108
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,750
CMG MORTGAGE INC · recorded Dec 7, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,563 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$683,028 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$655,567
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$709,620

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.145 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Georgian
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.8.04
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 200 ft²Porch · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bluebonnet Elementary SchoolC+
Elementary · Grades KG–5 · 10.3 mi
M
Lockhart Junior High SchoolC
Middle · Grades 6–8 · 10.7 mi
H
Lockhart High SchoolD+
High · Grades 9–12 · 10.9 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78610These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,196
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.598 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,297
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

345 Ranchero measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Buda 78610
  • Costs more per square foot than 93% of homes in Buda 78610
  • Bigger than 81% of homes in Caldwell County
  • Has a bigger lot than 97% of homes in Buda 78610
  • Older than 88% of homes in Buda 78610

What homes are worth in Buda 78610

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$1000K

This home is worth more than 90% of homes in Buda 78610.

How it measures up in Buda 78610

The dot is this home. The mark in the middle is the typical home in Buda 78610.

Estimated value$574,385
CheaperTypical $358,323Pricier

Pricier than 90% of homes nearby

Price per ft²$282
CheaperTypical $182Pricier

Pricier than 93% of homes nearby

Living area2,040 ft²
SmallerTypical 1,965 ft²Bigger

Bigger than 56% of homes nearby

Lot size8.04 ac
SmallerTypical 0.17 acBigger

Bigger than 97% of homes nearby

Year built1995
OlderTypical 2014Newer

Newer than 12% of homes nearby

How 345 Ranchero ranks against every home in each area.
MeasureThis homeBuda 78610Caldwell County
Estimated valuepricier than$574,38590% of homes88% of homes
Price per ft²pricier than$28293% of homes79% of homes
Living areabigger than2,040 ft²56% of homes81% of homes
Lot sizebigger than8.04 ac97% of homes84% of homes
Year builtnewer than199512% of homes46% of homes

About 345 Ranchero

How much is 345 Ranchero, Buda, TX worth?

The TopHap Estimate for 345 Ranchero, Buda, TX is $574,385 as of Jul 14, 2026. The likely range is $453,987 to $694,783. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 345 Ranchero, Buda, TX last sell?

345 Ranchero, Buda, TX last sold on Aug 3, 2006 for $145,000, according to the county's recorded deed.

How big is 345 Ranchero, Buda, TX?

345 Ranchero, Buda, TX has 2,040 square feet of living space and a 8.04-acre lot.

When was 345 Ranchero, Buda, TX built?

345 Ranchero, Buda, TX was built in 1995, making it 31 years old. It is a georgian home. The building has 1 story.

What schools serve 345 Ranchero, Buda, TX?

345 Ranchero, Buda, TX is assigned to Bluebonnet Elementary School (elementary), rated C+; Lockhart Junior High School (middle), rated C; Lockhart High School (high), rated D+. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 345 Ranchero, Buda, TX compare to other homes in Buda 78610?

Among the 18,674 homes in Buda 78610, it is worth more than 90% of them ($574,385 against a typical $358,323), its price per square foot is higher than 93% of them ($282 against a typical $182), it is bigger than 56% of them (2,040 ft² against a typical 1,965 ft²), its lot is bigger than 97% of them (8.04 ac against a typical 0.17 ac) and it is newer than 12% of them (1995 against a typical 2014). Measured against all of Caldwell County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 345 Ranchero, Buda, TX?

The 2026 property tax bill for 345 Ranchero, Buda, TX was $9,563. The county assessed it at $683,028.

Closest homes

More homes in Buda 78610

Assigned schools

Explore the area

See this home in context

Open 345 Ranchero on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map