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Single Family ResidenceResidential
$167,612$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $117,650 on Mar 15, 2023

345 RIVER OAK DR

RIDGEWAY, VA 24148
3
Beds
2
Baths
2,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.48 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$168K
$151K low$184K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$117,650 · Mar 15, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,860
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,688
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,752
ALCOVA MORTGAGE LLC · recorded Mar 15, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$634 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$114,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.188 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenry
Lot (acres)The size of the land the home sits on, from county records.12.47
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Drewry Mason Elementary SchoolB+
Elementary · Grades PK–5 · 5.8 mi
H
Magna Vista High SchoolD+
High · Grades 9–12 · 6.9 mi
M
Laurel Park Middle SchoolD+
Middle · Grades 6–8 · 8.2 mi

District: Henry County Public Schools

Neighborhood · ZIP 24148These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,086
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,278
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

345 River Oak Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Henry County
  • Costs less per square foot than 86% of homes in Ridgeway 24148
  • Bigger than 94% of homes in Ridgeway 24148
  • Has a bigger lot than 96% of homes in Ridgeway 24148
  • Newer than 96% of homes in Ridgeway 24148

What homes are worth in Ridgeway 24148

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$430K

This home is worth more than 56% of homes in Ridgeway 24148.

How it measures up in Ridgeway 24148

The dot is this home. The mark in the middle is the typical home in Ridgeway 24148.

Estimated value$167,612
CheaperTypical $152,528Pricier

Pricier than 56% of homes nearby

Price per ft²$74
CheaperTypical $122Pricier

Pricier than 14% of homes nearby

Living area2,280 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 94% of homes nearby

Lot size12.48 ac
SmallerTypical 1.29 acBigger

Bigger than 96% of homes nearby

Year built2003
OlderTypical 1972Newer

Newer than 96% of homes nearby

How 345 River Oak Dr ranks against every home in each area.
MeasureThis homeRidgeway 24148Henry County
Estimated valuepricier than$167,61256% of homes66% of homes
Price per ft²pricier than$7414% of homes18% of homes
Living areabigger than2,280 ft²94% of homes93% of homes
Lot sizebigger than12.48 ac96% of homes96% of homes
Year builtnewer than200396% of homes96% of homes

About 345 River Oak Dr

How much is 345 River Oak Dr, Ridgeway, VA worth?

The TopHap Estimate for 345 River Oak Dr, Ridgeway, VA is $167,612 as of Jul 14, 2026. The likely range is $151,325 to $183,899. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 345 River Oak Dr, Ridgeway, VA last sell?

345 River Oak Dr, Ridgeway, VA last sold on Mar 15, 2023 for $117,650, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 345 River Oak Dr, Ridgeway, VA?

345 River Oak Dr, Ridgeway, VA has 3 bedrooms, 2 bathrooms, 2,280 square feet of living space and a 12.47-acre lot.

When was 345 River Oak Dr, Ridgeway, VA built?

345 River Oak Dr, Ridgeway, VA was built in 2003, making it 23 years old.

What schools serve 345 River Oak Dr, Ridgeway, VA?

345 River Oak Dr, Ridgeway, VA is assigned to Drewry Mason Elementary School (elementary), rated B+; Magna Vista High School (high), rated D+; Laurel Park Middle School (middle), rated D+. All sit in Henry County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 345 River Oak Dr, Ridgeway, VA compare to other homes in Ridgeway 24148?

Among the 3,203 homes in Ridgeway 24148, it is worth more than 56% of them ($167,612 against a typical $152,528), its price per square foot is higher than 14% of them ($74 against a typical $122), it is bigger than 94% of them (2,280 ft² against a typical 1,350 ft²), its lot is bigger than 96% of them (12.48 ac against a typical 1.29 ac) and it is newer than 96% of them (2003 against a typical 1972). Measured against all of Henry County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 345 River Oak Dr, Ridgeway, VA?

The 2025 property tax bill for 345 River Oak Dr, Ridgeway, VA was $634. The county assessed it at $114,200.

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