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Single Family ResidenceResidential
$413,424$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $450,000 on Mar 16, 2023

345 RUBY LAKE LOOP

WINTER HAVEN, FL 33884
4
Beds
3
Baths
2,374 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$413K
$385K low$441K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Mar 16, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,717 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$349,321 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$273,321
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$354,510
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,321

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool (Unspecified), Enclosed
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 250 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chain of Lakes Elementary SchoolB
Elementary · Grades PK–5 · 2.0 mi
M
Denison Middle SchoolD-
Middle · Grades 6–8 · 5.1 mi
H
Lake Region Senior HighD-
High · Grades 9–12 · 5.8 mi

District: Polk County School District

Neighborhood · ZIP 33884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.220
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.39,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,984
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,444
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

345 Ruby Lake Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Polk County
  • Bigger than 85% of homes in Polk County
  • Has a bigger lot than 69% of homes in Winter Haven 33884

What homes are worth in Winter Haven 33884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$897K

This home is worth more than 84% of homes in Winter Haven 33884.

How it measures up in Winter Haven 33884

The dot is this home. The mark in the middle is the typical home in Winter Haven 33884.

Estimated value$413,424
CheaperTypical $295,871Pricier

Pricier than 84% of homes nearby

Price per ft²$174
CheaperTypical $166Pricier

Pricier than 64% of homes nearby

Living area2,374 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.24 ac
SmallerTypical 0.18 acBigger

Bigger than 69% of homes nearby

Year built1998
OlderTypical 1999Newer

Newer than 49% of homes nearby

How 345 Ruby Lake Loop ranks against every home in each area.
MeasureThis homeWinter Haven 33884Polk County
Estimated valuepricier than$413,42484% of homes86% of homes
Price per ft²pricier than$17464% of homes49% of homes
Living areabigger than2,374 ft²82% of homes85% of homes
Lot sizebigger than0.24 ac69% of homes63% of homes
Year builtnewer than199849% of homes50% of homes

About 345 Ruby Lake Loop

How much is 345 Ruby Lake Loop, Winter Haven, FL worth?

The TopHap Estimate for 345 Ruby Lake Loop, Winter Haven, FL is $413,424 as of Sep 24, 2026. The likely range is $385,454 to $441,394. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 345 Ruby Lake Loop, Winter Haven, FL last sell?

345 Ruby Lake Loop, Winter Haven, FL last sold on Mar 16, 2023 for $450,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 345 Ruby Lake Loop, Winter Haven, FL?

345 Ruby Lake Loop, Winter Haven, FL has 4 bedrooms, 3 bathrooms, 2,374 square feet of living space and a 0.24-acre lot.

When was 345 Ruby Lake Loop, Winter Haven, FL built?

345 Ruby Lake Loop, Winter Haven, FL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 345 Ruby Lake Loop, Winter Haven, FL?

345 Ruby Lake Loop, Winter Haven, FL is assigned to Chain of Lakes Elementary School (elementary), rated B; Denison Middle School (middle), rated D-; Lake Region Senior High (high), rated D-. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 345 Ruby Lake Loop, Winter Haven, FL compare to other homes in Winter Haven 33884?

Among the 15,783 homes in Winter Haven 33884, it is worth more than 84% of them ($413,424 against a typical $295,871), its price per square foot is higher than 64% of them ($174 against a typical $166), it is bigger than 82% of them (2,374 ft² against a typical 1,760 ft²), its lot is bigger than 69% of them (0.24 ac against a typical 0.18 ac) and it is newer than 49% of them (1998 against a typical 1999). Measured against all of Polk County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 345 Ruby Lake Loop, Winter Haven, FL?

The 2025 property tax bill for 345 Ruby Lake Loop, Winter Haven, FL was $1,717. The county assessed it at $349,321.

More homes on Ruby Lake Loop

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Assigned schools

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